Louisa County property record for 490 Paddock Ln, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,952 sqft · built 2023 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (May 2021) |
| Tax Bill | $7,625 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15C 1 112 |
| Primary APN | 15C 1 112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 2,952 sqft |
| Basement Area | 2,952 sqft |
| Finished Basement | 2,952 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Type | Mixed |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Deck Area | 328 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 19657 |
|---|---|
| Street Address | 490 PADDOCK LN |
| City | LOUISA |
| State | VA |
| Zip | 23093-5488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | BIEN VENUE PLANTATION LOT 112 DB 1757/585 1.500 AC |
| Legal Subdivision | BIEN VENUE PLANTATION |
| Legal Lot Number | 112 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MINERAL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950303 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 W MAIN ST, 830, LOUISA, VA 23093-9436 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA |
| May 3, 2021 | Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Deed Document Number | 20215124 |
| Deed Book / Page | 1757 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 204 W MAIN ST UNIT 830, 830, LOUISA, VA 23093-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | EKKO TITLE |
| Name | Verified Name |
|---|---|
| Address | 700 SOMERSET PARK DR SE 105, 105, LEESBURG, VA 20175-5665 |
| Document Number | 001867/179 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 1867/179 |
| Instrument | 202200009894 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2038 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 3, 2021 |
| Property Address | 204 W MAIN ST UNIT 830, 830, LOUISA, VA 23093-9436 |
| Document Number | 001757/585 |
| Book / Page | 1757 / 585 |
| Map Reference | MB 8 PG 222 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 202100005124 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 681 SPRINGHOUSE SQ SE, LEESBURG, VA 20175-5620 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,202,000 (+13.49%) Land $54,200 Building $1,147,800 | $1,202,000 (+13.49%) Land $54,200 Building $1,147,800 | |
| 2025 | $7,625.00 (+12.08%) | $1,059,100 (+536.1%) Land $48,200 Building $1,010,900 | $1,059,100 (+536.1%) Land $48,200 Building $1,010,900 |
| 2024 | $6,803.00 (+2,278.67%) | ||
| 2023 | $166,500 Land $43,800 Building $122,700 | ||
| 2022 | $286.00 | $166,500 Land $43,800 Building $122,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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