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490 North St, Hernando, MS 38632 Property Records

DeSoto County property record for 490 North St, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1996
Square Footage1,874 sqft Adjusted Area
Lot Size12,201 sqft (0.28 acres)
OccupancyOwner Occupied
Tax Bill$807.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-1-00078-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,874 sqft Adjusted Area
1st Floor1,476 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area12,201 sqft (0.28 acres)
Depth X Width120 ft x 100 ft Depth x Width
Deck Area240 sqft Deck
Patio Area492 sqft Patio

Location & Zoning

Street Address490 NORTH ST
CityHERNANDO
StateMS
Zip38632-1732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-3-8 LOT 281 HERNANDO INC
Legal Range008
Legal Township03S
Legal Section13
Legal SubdivisionHERNANDO INC
Legal Lot Number281
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1062
Census Tract71122

Owner

Source: DeSoto County records · APN 3-08-6-13-00-1-00078-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 NORTH ST, HERNANDO, MS 38632-1732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Jun 02, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 01, 2020
Transfer Doc000921/149
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address490 NORTH ST, HERNANDO, MS 38632-1732
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 NORTH ST, HERNANDO, MS 38632-1732

Mortgage

Document Number005585/506
DateAug 15, 2022
Book Page5585/506
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 26, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJun 02, 2020
Property Address490 NORTH ST, HERNANDO, MS 38632-1732
Document Number000921/149
Book / Page921 / 149
Instrument DateJun 01, 2020
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address490 NORTH ST, HERNANDO, MS 38632-1732

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$807.00 (-37.59%)$14,432 (+25.69%) Land $1,634 Building $12,798$123,127 (+19.01%) Land $16,342 Building $106,785
2023$1,293.00$11,482$103,456 Land $16,342 Building $87,114

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