Rensselaer County and North Greenbush Town property record for 490 North Rd, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,910 sqft · built 2005 |
| Lot Size | 4.12 acres (179,467 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,587 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| APN | 383200 123.-5-4.2 |
| Primary APN | 383200 123.-5-4.2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| 2nd Floor Area | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 179,467 sqft (4.12 acres) |
| Lot Width | 371 ft Width |
| Porch | Porch |
| Porch Area | 176 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 490 NORTH RD |
|---|---|
| City | TROY |
| State | NY |
| Zip | 12180-8469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 2003/84 LOT B |
| Legal Block | 5 |
| Legal Lot Number | 4.002 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 52306 |
490 North Rd is owned and occupied by two individuals.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 NORTH RD, TROY, NY 12180-8469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 490 NORTH RD, TROY, NY 12180-8469 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0098810099 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 9881/99 |
| Instrument | 2021-602856 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 490 North Rd was $14,587, up 2.2% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | East Greenbush Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,587.00 (+2.16%) | ||
| 2025 | $14,278.00 | $101,775 Land $11,500 Building $90,275 | $636,094 Land $71,875 Building $564,219 |
| 2023 | $101,775 Land $11,500 Building $90,275 | $528,701 Land $59,740 Building $468,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 490 North Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 North Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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