490 Nelson St, Tulare, CA 93274 Property Records

Tulare County property record for 490 Nelson St, Tulare, CA 93274

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,460 sqft · built 2018
Lot Size0.32 acres (13,949 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Apr 2018)
Tax Bill$3,825 (2025)
Deeds & MortgagesJul 2023 Construction Loan
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN172-310-026-000

Property Details

APN / Parcel Number

Primary APN172-310-026-000
Alternative APN
  • 172-310-026

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,460 sqft Living Area
1st Floor Area2,460 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area13,949 sqft (0.32 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number172-310-026
Street Address490 NELSON ST
CityTULARE
StateCA
Zip93274-7538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 5, PALM RANCH NO 8, RM 43-51
Legal SubdivisionPALM RANCH
Legal Lot Number5
JurisdictionTULARE CA
Township / Civil DivisionTULARE
Census Block Group2
Census Block2001
Census Tract2403

Owner

Source: Tulare County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address222 N GARDEN ST, 400, VISALIA, CA 93291-6328
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Construction Mortgage
SERVICE FCU
Oct 20, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 2, 2019Deed of Trust, Mortgage · VA Mortgage
1ST RATE HOME MORTGAGE INC
Apr 25, 2018Grant Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2018 · Amount on Record
Deed SaleApr 25, 2018 · Amount on Record
Deed Document Number201821410
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address490 NELSON ST, TULARE, CA 93274-7538
Transaction TypeMortgage
Record UpdatedAug 9, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 NELSON ST, TULARE, CA 93274-7538

Mortgage

Document Number0000034340
DateJul 28, 2023
Instrument2023-0034340
Lender
NameSERVICE FCU
TypeCredit Union
AddressPORTSMOUTH, NH 03802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term300 Months
DueJul 30, 2048

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address490 NELSON ST, TULARE, CA 93274-7538
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 NELSON ST, TULARE, CA 93274-7538

Mortgage

Document Number0000077808
DateOct 20, 2021
Instrument2021-0077808
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address490 NELSON ST, TULARE, CA 93274-7538
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022129
DateMay 2, 2019
Instrument2019-0022129
Lender
Name1ST RATE HOME MORTGAGE INC
TypeMortgage Company
AddressTEMPE, AZ 85283
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTULARE CA
Recording DateApr 25, 2018
Property Address490 NELSON ST, TULARE, CA 93274-7538
Document Number0000021410
Map ReferenceMB43 PG51
Instrument DateApr 20, 2018
Instrument2018-0021410
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address490 NELSON ST, TULARE, CA 93274-7538

Mortgage

Document Number0000021412
DateApr 25, 2018
Instrument2018-0021412
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTulare County
MunicipalityTulare City
Elementary School DistrictTulare City Elementary School District (KG - 08)
Secondary School DistrictTulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$517,957 (+2%) Land $142,227 Building $375,730
2025$3,825.00 (-0.1%)$507,802 (+13.39%) Land $139,439 Building $368,363
2024$3,829.00 (-1.67%)
2023$3,894.00 (+16.94%) Disabled Person's exemption Veteran's exemption$447,846 Land $136,705 Building $311,141
2022$3,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TULARE
serves 72,241 people · EPA ID CA5410015
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Race Communications
Fiber
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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