490 N Orange Ave, Umatilla, FL 32784 Property Records

Lake County property record for 490 N Orange Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1938
Lot Size	1.03 acres (44,932 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Apr 2024)
Tax Bill	$2,301 (2024)
Deeds & Mortgages	Apr 2024 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0004-000-03800`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0004-000-03800`
Alternative APN	`1406552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2010
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	44,932 sqft (1.03 acres)
Lot Dimensions	328 ft deep x 140 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	445 sqft
Porch	Open Porch
Porch Area	1,049 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1406552
Street Address	490 N ORANGE AVE
City	UMATILLA
State	FL
Zip	32784-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NW COR OF SE 1/4 OF SE 1/4 RUN S 0-20-26 W 466.62 FT TO POB RUN N 88-54-41 E 328.02 FT S 0-20-26 W 139.68 FT S 88-54-41
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	ACREAGE & UNREC
Legal Tract	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1017
Census Tract	30109

Owner

490 N Orange Ave is owned by a company that bought it in April 2024 and is owner-occupied.

Source: Lake County records, as of December 15, 2025

Owner of Record	Company Name on File
Mailing Address	570 HATFIELD DR, UMATILLA, FL 32784-8986
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	2024050530
Deed Book / Page	6325 / 274
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 30, 2024
Property Address	490 N ORANGE AVE, UMATILLA, FL 32784-8850
Document Number	0063250274
Book / Page	6325 / 274
Instrument Date	Apr 17, 2024
Instrument	2024050530
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14141 TENNESSEE AVE, ASTATULA, FL 34705-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HATFIELD DR, UMATILLA, FL 32784-8986

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 10, 2018
Property Address	490 N ORANGE AVE, UMATILLA, FL 32784-8850
Document Number	0051080310
Book / Page	5108 / 0310
Instrument Date	Apr 30, 2018
Instrument	2018054607
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 N ORANGE AVE, 490, UMATILLA, FL 32784-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 N ORANGE AVE, UMATILLA, FL 32784-8850

Mortgage

Document Number	2018054608
Date	May 10, 2018
Instrument	2018054608

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,011 Land $100,000 Building $139,011	$239,011 Land $100,000 Building $139,011
2024	$2,301.00 (+4.5%)
2023	$2,202.00 (+5.36%) Homeowner's exemption	$143,160 (+3%)	$172,141 (+0.2%) Land $40,000 Building $132,141
2022	$2,090.00 Homeowner's exemption	$138,990	$171,795 Land $40,000 Building $131,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 N Orange Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 N Orange Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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