Montezuma County property record for 490 N Beech St, Mancos, CO 81328
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Jun 2023) |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage Aug 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R013891 |
| Primary APN | R013891 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 420 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R013891 |
|---|---|
| Street Address | 490 N BEECH ST |
| City | MANCOS |
| State | CO |
| Zip | 81328-6700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MFR-2 |
| Legal Description | SUBDIVISION: LEA ESTATES LOT: 7 0.172AC B343 P76 B650 P209 |
| Legal Range | 13W |
| Legal Township | 36N |
| Legal Section | 28 |
| Legal Subdivision | LEA ESTATES |
| Legal Block | 37 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | MANCOS |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 969100 |
490 N Beech St is owned and occupied by an individual who bought it in June 2023.
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2005 | Deed of Trust, Mortgage SUNFLOWER BANK NA |
| Aug 19, 2005 | Deed of Trust, Mortgage · Conventional Mortgage INDYMAC BANK FSB |
| Jan 11, 2013 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jun 12, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 1, 2005 | Warranty Deed, Transfer · Conventional Mortgage VECTRA BANK COLORADO NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 2023651180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000532039 |
|---|---|
| Date | Jun 10, 2005 |
| Instrument | 532039 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Address | PUEBLO, CO 81005 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | COLORADO TITLE LLC, COLORADO LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000533967 |
|---|---|
| Date | Aug 19, 2005 |
| Instrument | 533967 |
| Name | INDYMAC BANK FSB |
|---|---|
| Type | Bank |
| Address | PASADENA, CA 91101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000586848 |
|---|---|
| Date | Jan 11, 2013 |
| Instrument | 586848 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 12, 2023 |
| Property Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Document Number | 0000651180 |
| Map Reference | MB 15 PG 68 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 651180 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Document Number | 0000651181 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 651181 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 1, 2005 |
| Property Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Document Number | 0000536574 |
| Map Reference | MB15 PG68 |
| Instrument Date | Nov 30, 2005 |
| Instrument | 536574 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 490 N BEECH ST, MANCOS, CO 81328-6700 |
| Document Number | 0000536575 |
|---|---|
| Date | Dec 1, 2005 |
| Instrument | 536575 |
| Name | VECTRA BANK COLORADO NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 490 N Beech St was $1,896, up 95.7% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Mancos Town |
| Unified School District | Mancos School District RE-6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,896.00 (+95.67%) | $26,743 (+85.48%) Land $3,134 Building $23,609 | $335,973 (+85.49%) Land $39,375 Building $296,598 |
| 2024 | $969.00 (-22.42%) | $14,418 (-23.29%) Land $2,061 Building $12,357 | $181,124 (-23.29%) Land $25,889 Building $155,235 |
| 2023 | $1,249.00 (+26.03%) | $18,795 (+30.88%) Land $2,686 Building $16,109 | $236,124 (+30.89%) Land $33,750 Building $202,374 |
| 2022 | $991.00 | $14,360 Land $2,292 Building $12,068 | $180,402 Land $28,800 Building $151,602 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 490 N Beech St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 N Beech St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCOS RURAL WATER COMPANY private · serves 1,300 people · EPA ID CO0142600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
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