Cache County property record for 490 N 390 E, Richmond, UT 84333
| Property Type | Single Family Home |
|---|---|
| Details | 1,765 sqft · built 2017 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $548,800 (Oct 2021) |
| Tax Bill | $2,508 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-110-0041 |
| Primary APN | 09-110-0041 |
|---|
| Building Area | 1,765 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Street Address | 490 N 390 E |
|---|---|
| City | RICHMOND |
| State | UT |
| Zip | 84333-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 WHITE PINES SUBDIVISION PHASE 3 CONT 0.48 AC |
| Legal Subdivision | WHITE PINES SUBDIVISION PHASE 3 |
| Legal Lot Number | 41 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LEWISTON |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 101 |
Source: Cache County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU |
| Mar 30, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICAN FORK |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Jun 7, 2017 | Warranty Deed, Transfer · Construction Mortgage LEWISTON STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Jun 7, 2017 · Amount on Record |
| Deed Document Number | 20211302788 |
| Deed Book / Page | 2295 / 1201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Aug 21, 2026 |
| Property Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 0001403005 |
| Book / Page | 2561 / 188 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20261403005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 0001403005, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 2561/188 |
| Instrument | 20261403005 |
| Name | GOLDENWEST FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 002239/434 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2239/434 |
| Instrument | 1281316 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SALT LAKE CITY, UT 84138 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2051 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | CACHE TITLE COMPANY, CACHE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001183103 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 1183103 |
| Name | BANK OF AMERICAN FORK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Oct 25, 2021 |
| Property Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 02295/1201 |
| Book / Page | 2295 / 1201 |
| Map Reference | DOC 1171400 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 1302788 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | CACHE TITLE LOGAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 0001302817 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 1302817 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Jun 7, 2017 |
| Property Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 01954/0971 |
| Book / Page | 1954 / 0971 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 1173247 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | CACHE TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 N 390 E, RICHMOND, UT 84333-5104 |
| Document Number | 01954/0972 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 1954/0972 |
| Instrument | 1173248 |
| Name | LEWISTON STATE BANK |
|---|---|
| Type | Bank |
| Address | LEWISTON, UT 84320 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Richmond City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,508.00 (-6.97%) | $342,535 (+5.86%) | $622,791 (+5.86%) Land $178,103 Building $444,688 |
| 2023 | $2,696.00 | $323,565 | $588,300 Land $82,000 Building $506,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 63% of Utah |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND CITY WATER SYSTEM serves 2,967 people · EPA ID UTAH03018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.55 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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