490 Mount Howell Rd, Colfax, CA 95713 Property Records

Placer County property record for 490 Mount Howell Rd, Colfax, CA 95713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,722 sqft · built 1963
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2025)
Tax Bill	$4,979 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-122-033-000`

Property Details

APN / Parcel Number

Primary APN	`071-122-033-000`
Alternative APN	`071-122-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Construction Type	Frame
Lot Area	435,600 sqft
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	071-122-033
Street Address	490 MOUNT HOWELL RD
City	COLFAX
State	CA
Zip	95713-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FB100
Legal Description	10.0AC SEC 16 14 9
Legal Subdivision	EDEN FOREST RANCHETTES
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	4
Census Block	4044
Census Tract	22002

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2017	Grant Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	202540075
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0000097542
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529
Document Number	0000065511
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 MOUNT HOWELL RD COLFAX CA 957139529, COLFAX, CA 95713-9529

Mortgage

Document Number	0000065511
Date	Jul 1, 2020
Instrument	65511

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529
Document Number	0000063920
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 MOUNT HOWELL RD COLFAX CA 957139529, COLFAX, CA 95713-9529

Mortgage

Document Number	0000063920
Date	Jun 29, 2020
Instrument	63920

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 3, 2019
Property Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529
Document Number	0000097542
Instrument Date	Dec 2, 2019
Instrument	97542
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 MOUNT HOWELL RD COLFAX CA 957139529, COLFAX, CA 95713-9529

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 24, 2017
Property Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529
Document Number	0000037868
Instrument Date	May 22, 2017
Instrument	2017-0037868
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 MOUNT HOWELL RD, COLFAX, CA 95713-9529

Mortgage

Document Number	0000037869
Date	May 24, 2017
Instrument	2017-0037869

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,900 (+30.86%) Land $200,000 Building $399,900
2025	$4,979.00 (+1.22%) Homeowner's exemption	$458,425 (+4.04%) Land $255,326 Building $203,099
2023	$4,919.00 (+1.99%) Homeowner's exemption	$440,625 Land $245,412 Building $195,213
2022	$4,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: Optimum.

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