San Luis Obispo County property record for 490 Morro Ave, Apt 3, Morro Bay, CA 93442
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,122 sqft · built 1978 |
| Lot Size | 0.025 acres (1,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2015) |
| Tax Bill | $5,961 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-179-003 |
| Primary APN | 066-179-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,122 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Construction Type | Wood |
| Lot Area | 1,120 sqft (0.025 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 490 MORRO AVE APT 3, 3 |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2581 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | CY MB TR 655 UNIT 3 & PTN LT A |
| Legal Subdivision | TRACT 655 UN 03 |
| Legal Tract | 655 |
| Legal Lot Number | A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10602 |
490 Morro Ave, Apt 3 is owned by two individuals who bought it in April 2015.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 21424, BAKERSFIELD, CA 93390-1424 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2015 · Amount on File |
| Deed Sale | Apr 28, 2015 · Amount on File |
| Prior Sale | Jun 13, 2006 |
| Deed Document Number | 2015019768 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 490 Morro Ave, Apt 3 was $5,961.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,961.00 | $540,824 Land $300,457 Building $240,367 |
| 2023 | $5,753.00 (+6.68%) | $519,825 Land $288,791 Building $231,034 |
| 2022 | $5,393.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 490 Morro Ave, Apt 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Morro Ave, Apt 3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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