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490 Moonlight Dr, Pontiac, MI 48340 Property Records

Oakland County property record for 490 Moonlight Dr, Pontiac, MI 48340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,243 sqft · built 1999
Lot Size0.375 acres (16,335 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jul 2024)
Tax Bill$3,558 (2025)
Deeds & MortgagesMay 2017 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN64-14-18-251-023

Property Details

APN / Parcel Number

Primary APN64-14-18-251-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,243 sqft Living Area
1st Floor Area1,181 sqft
Basement Area1,181 sqft
Unfinished Basement1,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,335 sqft (0.375 acres)
Lot Dimensions243 ft deep x 67 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address490 MOONLIGHT DR
CityPONTIAC
StateMI
Zip48340-1672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R10E, SEC 18 COLUMBIA GARDENS SUB LOT 11 6-22-98 FR 011
Legal Range10E
Legal Township03N
Legal Section18
Legal SubdivisionCOLUMBIA GARDENS SUB
Legal Lot Number6,11
JurisdictionOAKLAND MI
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2002
Census Tract141200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3555 KAREN PKWY, 301, WATERFORD, MI 48328-4618
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
Nov 3, 2017Quit Claim Deed, Transfer
ESTATE PLANNING LEGAL SERVICES PC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleOct 13, 2004 · Amount on Record
Deed Document Number202484124
Deed Book / Page59526 / 266
Prior Transfer DateOct 26, 2017
Prior Transfer Doc0000204121
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address490 MOONLIGHT DR, PONTIAC, MI 48340-1672
Document Number0000109237
Book / Page050733 / 000048
Instrument DateMay 27, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address490 MOONLIGHT DR PONTIAC MI 483401672, PONTIAC, MI 48340-1672

Mortgage

Document Number0000109237
DateJun 5, 2017
Book Page050733/000048
Instrument109237
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 4, 2032

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 3, 2017
Property Address490 MOONLIGHT DR, PONTIAC, MI 48340-1672
Document Number0000204121
Book / Page051252 / 000486
Instrument DateOct 26, 2016
Instrument204121
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyESTATE PLANNING LEGAL SERVICES PC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address490 MOONLIGHT DR PONTIAC MI 483401672, PONTIAC, MI 48340-1672

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityPontiac City
Unified School DistrictPontiac City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,558.00 (+101.59%) Homeowner's exemption$97,050$194,100
2024$1,765.00 (+2,701.59%)
2021$63.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTIAC
serves 63,776 people · EPA ID MI0005440
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

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