490 Monroe St, Denver, CO 80206 Property Records

Denver City property record for 490 Monroe St, Denver, CO 80206

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 4,169 sqft · built 1994
Lot Size	0.126 acres (5,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jan 2013)
Tax Bill	$14,010 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2019 Mortgage
APN	`05121-04-049-000`

Property Details

APN / Parcel Number

Primary APN	`05121-04-049-000`
Alternative APN	`162465131`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,169 sqft Living Area
1st Floor Area	2,290 sqft
Basement Area	2,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Row Home
Exterior Material	Stucco
Lot Area	5,466 sqft (0.126 acres)
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	490 MONROE ST
City	DENVER
State	CO
Zip	80206-4447
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	G-RH-3
Legal Description	HARMANS SUB B20 L5 BEG NW COR L1 TH E 125.05FT S 43.64FT W 125.04FT N 43.79FT TO POB
Legal Subdivision	HARMANS SUB
Legal Block	1
Legal Lot Number	5,1
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1013
Census Tract	3802

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 MONROE ST, DENVER, CO 80206-4447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITYWIDE BANKS
Aug 27, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2013 · Amount on Record
Deed Sale	Jan 4, 2013 · Amount on Record
Prior Sale	Apr 24, 1996 · Amount on Record
Deed Document Number	20131718
Prior Transfer Date	Dec 22, 2004
Prior Transfer Doc	0000003579
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	490 MONROE ST, DENVER, CO 80206-4447
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 MONROE ST, DENVER, CO 80206-4447

Mortgage

Document Number	0000051970
Date	May 2, 2018
Instrument	2018051970

Lender

Name	CITYWIDE BANKS
Type	Bank
Address	ENGLEWOOD, CO 80112

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	490 MONROE ST, DENVER, CO 80206-4447
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114797
Date	Aug 27, 2019
Instrument	2019114797

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,010.00 (+21.48%)	$183,150 (+23.05%) Land $120,090 Building $120,090	$2,597,800 (+14.11%) Land $1,703,400 Building $894,400
2023	$11,533.00 (+18.77%)	$148,840 (+17.67%) Land $90,520 Building $58,320	$2,276,500 (+25.08%) Land $1,406,000 Building $870,500
2022		$126,490 Land $82,680 Building $43,810	$1,820,100 Land $1,189,700 Building $630,400
2021	$9,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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