490 Mitchell Rd SE, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 490 Mitchell Rd SE, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Lot Size10 acres (436,798 sqft)
OwnerIndividual Name on Record
Tax Bill$259 (2025)
Deeds & MortgagesDec 2025 Mortgage
APN008-028-006-00

Property Details

APN / Parcel Number

Primary APN008-028-006-00

Interior

Bedrooms3 Beds
Full Baths1 Bath

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Lot Area436,798 sqft (10 acres)
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address490 MITCHELL RD SE
CityKALKASKA
StateMI
Zip49646-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE S 220 FT OF E 1/2 OF SW 1/4 OF NE 1/4 THE S 220 FT OF S 1/2 OF SE 1/4 OF NE 1/4 SEC 28 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section28
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group3
Census Block3088
Census Tract950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5135 SASSAFRAS LN, COMMERCE TOWNSHIP, MI 48382-1547
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address490 MITCHELL RD SE, KALKASKA, MI 49646-9604
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003180886
DateDec 12, 2025
Instrument3180886
Lender
NameMERCANTILE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate0.08%
IndexOther

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,300 (+9.54%)$66,600 (+9.54%)
2025$259.00 (+1.97%)$30,400$60,800
2024$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 89% of Michigan
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mitchell Rd SE

Nearby Streets

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