490 Mitchell Rd, Gates, TN 38037 Property Records

Lauderdale County property record for 490 Mitchell Rd, Gates, TN 38037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	816 sqft Living Area
Lot Size	30,928 sqft (0.71 acres)
Occupancy	Owner Occupied
Last Sale	$108,150 (2022)
Tax Bill	$273.00 (2025)

Owner

Source: Lauderdale County records · APN 049055 00105

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 MITCHELL RD, GATES, TN 38037-4750
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF RIPLEY
Jul 01, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC
Mar 30, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2022 · Amount on Record
Deed Sale	Jul 01, 2022 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Doc Number	2022199923
Deed Book / Page	776 / 357
Transfer Doc	508767
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	490 MITCHELL RD, GATES, TN 38037-4750
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 DOUBLE BRIDGES UNIONVIL RD, HALLS, TN 38040-8549

Mortgage

Document Number	000760/478
Date	Aug 24, 2021
Book Page	760/478
Instrument	196450

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Feb 13, 2022

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Jul 01, 2022
Property Address	490 MITCHELL RD, GATES, TN 38037-4750
Document Number	000776/357
Book / Page	776 / 357
Instrument Date	Jun 30, 2022
Instrument	199923
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.16
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 MITCHELL RD, GATES, TN 38037-4750

Mortgage

Document Number	0000199924
Date	Jul 01, 2022
Instrument	199924

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Mar 30, 2021
Property Address	490 MITCHELL RD, GATES, TN 38037-4750
Document Number	000752/766
Book / Page	752 / 766
Map Reference	MB 629 PG 353
Instrument Date	Mar 29, 2021
Instrument	194784
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$5.04
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 DOUBLE BRIDGES UNIONVIL RD, HALLS, TN 38040-8549
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00	$10,750 (-) Land $2,025 Building $8,725
2024	$273.00 (+1.11%)	$10,750 (-) Land $2,025 Building $8,725
2023		$10,750 Land $2,025 Building $8,725
2021			$43,000 Land $8,100 Building $34,900
2018	$270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (47097C), updated September 28, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`049055 00105`
Alternative APN	`055 00105`

Interior

Full Baths	1 Baths
Building Area	816 sqft Living Area
1st Floor	816 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	30,928 sqft (0.71 acres)
Depth X Width	200 ft x 155 ft Depth x Width
Porch Area	72 sqft Porch
Utility Building	200 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	490 MITCHELL RD
City	GATES
State	TN
Zip	38037-4750
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 17, COUNTY AREA: F10
Jurisdiction	LAUDERDALE TN
Minor Civil Division	7
Census Blockgroup	1
Census Block	1053
Census Tract	50300

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