Otsego County and Springfield Town property record for 490 Mill Rd, Cooperstown, NY 13326
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,296 sqft · built 1860 |
| Lot Size | 97.2 acres (4,237,081 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,515 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366000 41.00-2-38.00 |
| Primary APN | 366000 41.00-2-38.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| 2nd Floor Area | 1,148 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,237,081 sqft (97.2 acres) |
| Porch | Slab |
| Porch Area | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 036250 |
|---|---|
| Street Address | 490 MILL RD |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 988 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 38.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 590101 |
490 Mill Rd, a rural home, is owned and occupied by an individual who acquired it in March 2025.
Source: Otsego County and Springfield Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 MILL RD, COOPERSTOWN, NY 13326-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2025 |
| Transfer Doc | 0000000079 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 490 Mill Rd was $8,515 with a homeowner's exemption, up 8.3% from the year before.
Source: Otsego County and Springfield Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Springfield Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,515.00 (+8.28%) Homeowner's exemption | ||
| 2025 | $7,864.00 | $393,500 Land $75,500 Building $318,000 | $661,233 Land $126,869 Building $534,364 |
| 2023 | $393,500 Land $75,500 Building $318,000 | $521,883 Land $100,133 Building $421,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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