490 Midland Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 490 Midland Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,030 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,295,000 (Jun 2022)
Tax Bill	$37,334 (2026)
Deeds & Mortgages	Jun 2022 Sale Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`551400 146-8-1-44`

Property Details

APN / Parcel Number

Primary APN	`551400 146-8-1-44`
Alternative APN	`140014600800010440000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,030 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	490 MIDLAND AVE
City	RYE
State	NY
Zip	10580-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1000
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 MIDLAND AVE, RYE, NY 10580-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Bargain and Sale Deed, Transfer COURT STREET ABSTRACT INC
Dec 8, 2020	Grant Deed, Transfer ALLSTATE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Oct 1, 1998 · Amount on Record
Deed Document Number	20223181
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 14, 2022
Property Address	490 MIDLAND AVE, RYE, NY 10580-3914
Document Number	0621463181
Instrument Date	Jun 2, 2022
Instrument	621463181
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	COURT STREET ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$9,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 WEST ST, 505, HARRISON, NY 10528-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3162 WYNN DR, AVONDALE ESTATES, GA 30002-1645

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 8, 2020
Property Address	490 MIDLAND AVE, RYE, NY 10580-3914
Document Number	0603213389
Book / Page	060321 / 003389
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ALLSTATE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 WEST ST HARRISON NY 105282518, HARRISON, NY 10528-2518

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$37,334.00 (+58.84%)
2025	$23,504.00	$29,450 (-) Land $4,850 Building $24,600	$2,495,763 (+6.78%) Land $411,017 Building $2,084,746
2024		$29,450 (-) Land $4,850 Building $24,600	$2,337,302 (+2.38%) Land $384,921 Building $1,952,381
2023		$29,450 Land $4,850 Building $24,600	$2,282,946 Land $375,969 Building $1,906,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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