Ashtabula County property record for 490 Middle Rd, Conneaut, OH 44030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1908 |
| Lot Size | 3.51 acres (153,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Nov 2016) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-312-00-021-00 |
| Primary APN | 12-312-00-021-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 1,322 sqft |
| 1st Floor Area | 504 sqft |
| Basement Area | 308 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 153,201 sqft (3.51 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 490 MIDDLE RD |
|---|---|
| City | CONNEAUT |
| State | OH |
| Zip | 44030-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 66 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 65 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | CONNEAUT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 101 |
490 Middle Rd is owned and occupied by an individual who bought it in November 2016.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 MIDDLE RD, CONNEAUT, OH 44030-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit CARDINAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on File |
| Deed Sale | Nov 14, 2016 · Amount on File |
| Deed Document Number | 201611472 |
| Deed Book / Page | 624 / 1648 |
| Prior Transfer Date | Jan 6, 2004 |
| Prior Transfer Doc | 0000001867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 490 MIDDLE RD, CONNEAUT, OH 44030-2851 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | HBI TITLE SERVICES INC, H B I TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000006015 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 739/1724 |
| Instrument | 202100006015 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 490 MIDDLE RD, CONNEAUT, OH 44030-2851 |
| Document Number | 0000004342 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 490 MIDDLE RD CONNEAUT OH 440302851, CONNEAUT, OH 44030-2851 |
| Document Number | 0000004342 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 000708/000841 |
| Instrument | 4342 |
| Name | CARDINAL CU |
|---|---|
| Address | MENTOR, OH 44060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 490 Middle Rd was $1,233 with a veteran's exemption.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| Municipality | Conneaut City |
| Unified School District | Conneaut Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 | $16,980 Land $10,050 Building $6,930 | $48,500 Land $28,700 Building $19,800 |
| 2023 | $245.00 (+13.95%) Homeowner's exemption | $16,980 (+27.96%) Land $10,050 Building $6,930 | $48,500 Land $28,700 Building $19,800 |
| 2022 | $215.00 Homeowner's exemption | $13,270 Land $7,740 Building $5,530 | |
| 2020 | $37,900 Land $22,100 Building $15,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Middle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONNEAUT serves 12,538 people · EPA ID OH0400411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GreatWave Communications Fiber | 600 / 600 |
| T-Mobile Fixed Wireless | 100 / 20 |
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