San Diego County property record for 490 Melbourne Gln, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,882 sqft · built 2004 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $597,000 (Aug 2004) |
| Tax Bill | $10,820 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-012-22-00 |
| Primary APN | 224-012-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,882 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 490 MELBOURNE GLN |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-8565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R-1.97 |
| Legal Description | LOT 32 TR 014668 |
| Legal Subdivision | ESCONDIDO BLKS RESUB |
| Legal Tract | 014668 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 MELBOURNE GLN, ESCONDIDO, CA 92026-8565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 18, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2004 · Amount on Record |
| Deed Sale | Aug 27, 2004 · Amount on Record |
| Deed Document Number | 2004818238 |
| Last Transfer Date | Oct 11, 2019 |
| Transfer Doc | 0000472234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 490 MELBOURNE GLN, ESCONDIDO, CA 92026-8565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 490 MELBOURNE GLN, ESCONDIDO, CA 92026-8565 |
| Document Number | 0000517600 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0517600 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 18, 2019 |
| Property Address | 490 MELBOURNE GLN, ESCONDIDO, CA 92026-8565 |
| Document Number | 0000472234 |
| Map Reference | DOC 2003-1095747 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-0472234 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 490 MELBOURNE GLN, ESCONDIDO, CA 92026-8565 |
| Document Number | 0000472235 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019-0472235 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.75% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $891,858 (+2%) Land $355,438 Building $536,420 | |
| 2025 | $10,820.00 (+5.36%) Homeowner's exemption | $874,371 (+4.04%) Land $348,469 Building $525,902 |
| 2023 | $10,270.00 (+1%) Homeowner's exemption | $840,421 Land $334,939 Building $505,482 |
| 2022 | $10,168.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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