490 Mattity Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 490 Mattity Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,503 sqft · built 1996
Lot Size	2.26 acres (98,541 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,903 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0014 L:0255`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0014 L:0255`
Alternative APN	`2005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,503 sqft Living Area
Gross Area	4,295 sqft
1st Floor Area	1,303 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,541 sqft (2.26 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2005
Street Address	490 MATTITY RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	255
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2032
Census Tract	12803

Owner

490 Mattity Rd is owned and occupied by two individuals who acquired it in June 2013.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 MATTITY RD, NORTH SMITHFIELD, RI 02896-9550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013
Deed Sale	Jun 19, 2013
Deed Book / Page	613 / 152
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	490 MATTITY RD, NORTH SMITHFIELD, RI 02896-9550
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001014-239
Date	Apr 1, 2025
Book Page	1014/239
Instrument	54153

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	490 MATTITY RD, NORTH SMITHFIELD, RI 02896-9550
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000959-221
Date	Dec 29, 2022
Book Page	959/221
Instrument	50031

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	490 MATTITY RD, NORTH SMITHFIELD, RI 02896-9550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	875-138
Date	Nov 30, 2020
Book Page	875/138
Instrument	43951

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 490 Mattity Rd was $6,903.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,903.00	$600,300 Land $140,800 Building $459,500	$692,526
2023	$6,702.00 (+2.45%)	$470,300 (-) Land $118,300 Building $352,000
2022	$6,542.00	$470,300 Land $118,300 Building $352,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Mattity Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Mattity Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mattity Rd

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