Westchester County and Harrison Town property record for 490 Main St E, West Harrison, NY 10604 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 3,332 sqft · built 1983 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,922 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0825.-42 |
| Primary APN | 552801 0825.-42 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,332 sqft Total Area |
| 1st Floor Area | 1,652 sqft |
| 2nd Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000050420 |
|---|---|
| Street Address | 490 MAIN ST E |
| City | WEST HARRISON |
| State | NY |
| Zip | 10604-2404 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 42 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 8700 |
Source: Westchester County and Harrison Town records · APN 552801 0825.-42
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 MAIN ST E, WEST HARRISON, NY 10604-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PMA MORTGAGE INC |
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 MAIN ST E, WEST HARRISON, NY 10604-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 490 MAIN ST E, WEST HARRISON, NY 10604-2404 |
| Document Number | 0620973323 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 620973323 |
| Name | PMA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Feb 01, 2042 |
| Rate | 2.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 MAIN ST E, WEST HARRISON, NY 10604-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 490 MAIN STE, WEST HARRISON, NY 10604-2404 |
| Document Number | 0620973322 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 620973322 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Feb 01, 2042 |
Source: Westchester County and Harrison Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,922.00 | $11,780 (-) Land $1,500 Building $10,280 | $1,015,517 (-2.59%) Land $129,310 Building $886,207 |
| 2024 | Homeowner's exemption | $11,780 (-) Land $700 Building $11,080 | $1,042,478 (+3.54%) Land $61,947 Building $980,531 |
| 2023 | $11,780 Land $700 Building $11,080 | $1,006,838 Land $59,829 Building $947,009 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190087004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1980–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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