490 Main St, Bern, ID 83220 Property Records

Bear Lake County property record for 490 Main St, Bern, ID 83220 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1914
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (May 2012)
Tax Bill	$589 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
APN	`RP0BERN0010010`

Property Details

APN / Parcel Number

Primary APN	`RP0BERN0010010`
Alternative APN	`02992.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Finished Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Concrete Block
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Detached
Garage Area	1,200 sqft

Location & Zoning

Account Number	02992.00
Street Address	490 MAIN ST
City	BERN
State	ID
Zip	83220-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.98 BERN T-7161 F. LOT 1 BLK 1 36-12-43 0.98 ACRE
Legal Block	1
Legal Lot Number	1
Jurisdiction	BEAR LAKE ID
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3026
Census Tract	950200

Owner

Source: Bear Lake County records · APN RP0BERN0010010

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 MAIN ST, BERN, ID 83220-5212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2012 · Amount on Record
Deed Sale	May 08, 2012 · Amount on Record
Prior Sale	Nov 23, 2011
Deed Document Number	2012242
Last Transfer Date	Jan 23, 2024
Transfer Doc	0000242294
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAR LAKE ID
Property Address	490 MAIN ST, BERN, ID 83220-5212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	229084
Date	Apr 25, 2019
Instrument	229084

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2039

Tax Assessment & Valuation

Source: Bear Lake County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bear Lake County
Unified School District	Bear Lake County School District 33 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00 (+15.94%)	$223,019 (+3.56%) Land $36,269 Building $186,750	$223,019 (+3.56%) Land $36,269 Building $186,750
2023	$508.00 (-18.06%)	$215,344 Land $37,699 Building $177,645	$215,344 Land $37,699 Building $177,645
2022	$620.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 5% of Idaho
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Direct Management Company	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.