490 Madera Ave, San Jose, CA 95112 Property Records

Santa Clara County property record for 490 Madera Ave, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,211 sqft · built 1946
Lot Size	0.195 acres (8,507 sqft)
Owner	2 Trust Names on File
Last Sale	$345,000 (Jun 2000)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`235-16-063`

Property Details

APN / Parcel Number

Primary APN	`235-16-063`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,507 sqft (0.195 acres)
Lot Dimensions	181 ft deep x 47 ft wide
Garage Area	180 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	490 MADERA AVE
City	SAN JOSE
State	CA
Zip	95112-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	LEWIS MAP B3 834
Legal Subdivision	LEWIS SUB #3
Legal Block	1
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	500100

Owner

490 Madera Ave is held in a trust since September 2026.

Source: Santa Clara County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2481 SCHUBERT AVE, SAN JOSE, CA 95124-1139
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CALIFORNIA
Oct 14, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jul 21, 2020	Loan Modification, Mortgage WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jul 5, 2018	Affidavit of Death, Transfer WFG NATIONAL TITLE INSURANCE
Jul 5, 2018	Quit Claim Deed, Transfer · Line of Credit HERITAGE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2000 · Amount on File
Deed Sale	Jun 27, 2000 · Amount on File
Deed Document Number	200015291928
Last Transfer Date	Sep 30, 2026
Transfer Doc	0026064677
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2026
Property Address	490 MADERA AVE, SAN JOSE, CA 95112-2916
Document Number	0026064953
Instrument Date	Sep 30, 2026
Instrument	202626064953
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2481 SCHUBERT AVE, SAN JOSE, CA 95124-1139

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 14, 2026
Property Address	490 MADERA AVE, SAN JOSE, CA 95112-2916
Document Number	0026064677
Instrument Date	Sep 30, 2026
Instrument	202626064677
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 SCHUBERT AVE, SAN JOSE, CA 95124-1139

Mortgage

Document Number	0000064936,
Date	Oct 14, 2026
Instrument	202664936

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0026064678,
Date	Oct 14, 2026
Instrument	202626064678

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	490 MADERA AVE, SAN JOSE, CA 95112-2916
Document Number	0024558858
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15335 OAK GLEN AVE MORGAN HILL CA 950378801, MORGAN HILL, CA 95037-8801

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 5, 2018
Property Address	490 MADERA AVE, SAN JOSE, CA 95112-2916
Document Number	0023970659
Instrument Date	Jun 26, 2018
Instrument	23970659
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486-490 MADERA AVE SAN JOSE CA 951122916, SAN JOSE, CA 95112-2916

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 5, 2018
Property Address	490 MADERA AVE, SAN JOSE, CA 95112-2916
Document Number	0023970660
Instrument Date	Jun 26, 2018
Instrument	23970660
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	510 MADERA AVE SAN JOSE CA 951122918, SAN JOSE, CA 95112-2918

Mortgage

Document Number	23970661
Date	Jul 5, 2018
Instrument	23970661

Lender

Name	HERITAGE BK/COMMERCE
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 490 Madera Ave was $8,601.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,850 (+2%) Land $216,339 Building $324,511
2025	$8,601.00	$530,247 Land $212,098 Building $318,149
2023	$8,004.00 (+1.09%)	$509,659 Land $203,863 Building $305,796
2022	$7,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 490 Madera Ave in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1995–2010)
Most Recent Claim	Jan 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 490 Madera Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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