490 Lonesome Rd, Midway, TN 37809 Property Records

Greene County property record for 490 Lonesome Rd, Midway, TN 37809

Property Summary

Property Type	Rural Home
Details	4 ba · 3,079 sqft · built 2024
Lot Size	18.8 acres (820,670 sqft)
Owner	Individual Name on File
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030106 02603`

Property Details

APN / Parcel Number

Primary APN	`030106 02603`
Alternative APN	`106 02603`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,079 sqft Living Area
Basement Area	1,794 sqft
Unfinished Basement	1,794 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	820,670 sqft (18.8 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	490 LONESOME RD
City	MIDWAY
State	TN
Zip	37809-4951
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:19 SUBD:JAMES & VIRGINIA ROSE MAP REF:106
Legal Subdivision	JAMES & VIRGINIA ROSE
Jurisdiction	GREENE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	91200

Owner

490 Lonesome Rd, a rural home, is owned and occupied by an individual who acquired it in March 2023.

Source: Greene County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	490 LONESOME RD, MIDWAY, TN 37809-4951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2023
Transfer Doc	00700A1017
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Recording Date	Aug 12, 2026
Property Address	490 LONESOME RD, MIDWAY, TN 37809-4951
Document Number	0000008417
Book / Page	776 / 2258
Instrument Date	Aug 7, 2026
Instrument	20268417
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008417,
Date	Aug 12, 2026
Book Page	776/2258
Instrument	20268417

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Property Address	490 LONESOME RD, MIDWAY, TN 37809-4951
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LONESOME RD, MIDWAY, TN 37809-4951

Mortgage

Document Number	0000762A88
Date	Jan 23, 2026
Book Page	762A/88
Instrument	26000794

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Property Address	490 LONESOME RD, MIDWAY, TN 37809-4951
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LONESOME RD, MIDWAY, TN 37809-4951

Mortgage

Document Number	00742A1191
Date	Mar 26, 2025
Book Page	742A/1191
Instrument	25002612

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE TN
Recording Date	Mar 6, 2023
Property Address	490 LONESOME RD, MIDWAY, TN 37809-4951
Document Number	00700A1017
Book / Page	700A / 1017
Map Reference	CAB L SL 198
Instrument Date	Mar 3, 2023
Instrument	23001943
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 LONESOME RD, MIDWAY, TN 37809-4968

Tax Assessment & Valuation

The 2025 property tax bill for 490 Lonesome Rd was $2,741 with an additional exemption, up 3,242.7% from the year before.

Source: Greene County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Greene County
Unified School District	Greene County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,741.00 (+3,242.68%) Additional exemption filed	$166,125 (+3,239.2%) Land $7,650 Building $158,475
2024	$82.00 Additional exemption filed	$4,975 Land $4,975
2023			$713,600 Land $79,700 Building $633,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Lonesome Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 23, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Lonesome Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD KNOXVILLE HWY U.D. serves 8,296 people · EPA ID TN0000530
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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