Augusta County property record for 490 Lofton Rd, Raphine, VA 24472 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 238,273 sqft (5.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2025) |
| Tax Bill | $1,263.00 (2026) |
| Primary APN | 095 104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 3,369 sqft Gross Area |
| 1st Floor | 1,188 sqft 1st Floor |
| Basement Area | 1,188 sqft Basement |
| Unfinished Basement | 1,188 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 238,273 sqft (5.47 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 270 sqft Garage |
| Deck Area | 348 sqft Deck |
| Topography | Rolling Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 490 LOFTON RD |
|---|---|
| City | RAPHINE |
| State | VA |
| Zip | 24472-2821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 95-104 NEAR LOFTON 5.47 ACRES |
| Legal Subdivision | GREENVILLE |
| Jurisdiction | AUGUSTA VA |
| Minor Civil Division | RIVERHEADS |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 71000 |
Source: Augusta County records · APN 095 104
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2009 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK |
| Mar 17, 2006 | Deed of Trust, Mortgage COMMUNITY BANK |
| Jul 28, 2025 | Deed, Transfer LOWER LLC |
| Sep 16, 2022 | Deed, Transfer · Stand Alone First Mortgage TRUIST BANK |
| Jan 27, 2011 | Gift Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Deed Doc Number | 20255345 |
| Prior Transfer Date | Aug 25, 2022 |
| Prior Transfer Doc | 0000007830 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0090000590 |
|---|---|
| Date | Jan 26, 2009 |
| Instrument | 090000590 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STAUNTON, VA 24401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060003437 |
|---|---|
| Date | Mar 17, 2006 |
| Instrument | 060003437 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STAUNTON, VA 24401 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jul 28, 2025 |
| Property Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Document Number | 0250005345 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 250005345 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Document Number | 0250005346 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 250005346 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Sep 16, 2022 |
| Property Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Document Number | 0220008316 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 220008316 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 OLD BACK RD, RAPHINE, VA 24472-2829 |
| Document Number | 0220008317 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 220008317 |
| Name | TRUIST BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jan 27, 2011 |
| Property Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
| Document Number | 0110000736 |
| Instrument Date | Dec 10, 2010 |
| Instrument | 110000736 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 LOFTON RD, RAPHINE, VA 24472-2821 |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,263.00 (+0.8%) | $242,900 (+1.55%) Land $82,100 Building $160,800 | |
| 2025 | $1,253.00 (+19.79%) | $239,200 (+44.01%) Land $78,400 Building $160,800 | |
| 2024 | $242,900 (+46.24%) Land $82,100 Building $160,800 | ||
| 2023 | $1,046.00 | $166,100 Land $72,000 Building $94,100 | $166,100 Land $72,000 Building $94,100 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 83% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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