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490 Lighthouse Ave, Monterey, CA 93940 Property Records

Monterey County property record for 490 Lighthouse Ave, Monterey, CA 93940 · Last verified October 2025

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details4 ba · 3,615 sqft · built 1963
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$1,110,000 (Jun 2020)
Tax Bill$14,188 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Apr 2024 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-063-012-000

Property Details

APN / Parcel Number

Primary APN001-063-012-000

Interior

Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,615 sqft Total Area

Exterior

Year BuiltBuilt 1963
Architectural StyleOther
Construction TypeTilt-Up Concrete
Fire ResistanceMasonry Walls, Wood Interior
Lot Area5,500 sqft (0.126 acres)

Location & Zoning

Street Address490 LIGHTHOUSE AVE
CityMONTEREY
StateCA
Zip93940-1421
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal DescriptionLITTLES NEW MONTEREY LOT 2 BLK 18
Legal SubdivisionLITTLES NEW MONTEREY
Legal Block18
Legal Lot Number2
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2035
Census Tract12504

Owner

Source: Monterey County records · APN 001-063-012-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address37 BAYVIEW RD, CASTROVILLE, CA 95012-9725
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CALPRIVATE BANK
Apr 01, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CDC SMALL BUSINESS FINANCE CORP
Feb 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
CDC SMALL BUSINESS FINANCE CORP
Jun 03, 2020Grant Deed, Transfer · Commercial Mortgage
MECHANICS BANK
Dec 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2020 · Amount on Record
Deed SaleJun 03, 2020 · Amount on Record
Prior SaleDec 19, 2017
Deed Document Number2020026281
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address490 LIGHTHOUSE AVE, MONTEREY, CA 93940-1421
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 BAYVIEW RD, CASTROVILLE, CA 95012-9725

Mortgage

Document Number0000031138
DateSep 19, 2025
Instrument2025031138
Lender
NameCALPRIVATE BANK
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 15, 2035

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address490 LIGHTHOUSE AVE, MONTEREY, CA 93940-1421
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyCOMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address488490 LIGHTHOUSE AVENUE, MONTEREY, CA 93940

Mortgage

Document Number0000010896
DateApr 01, 2024
Instrument2024010896
Lender
NameCDC SMALL BUSINESS FINANCE CORP
TypeLending Institution
AddressSAN DIEGO, CA 92106
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address490 LIGHTHOUSE AVE, MONTEREY, CA 93940-1421
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyTICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 LIGHTHOUSE AVE 490, 490, MONTEREY, CA 93940-1421

Mortgage

Document Number0000005115
DateFeb 17, 2023
Instrument2023005115
Lender
NameCDC SMALL BUSINESS FINANCE CORP
TypeLending Institution
AddressSAN DIEGO, CA 92106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 03, 2020
Property Address490 LIGHTHOUSE AVE, MONTEREY, CA 93940-1421
Document Number0000026281
Map ReferenceVOL 1 PG 12
Instrument DateMay 26, 2020
Instrument2020026281
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 BAYVIEW RD, CASTROVILLE, CA 95012-9725

Mortgage

Document Number0000026282
DateJun 03, 2020
Instrument2020026282
Lender
NameMECHANICS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000026284
DateJun 03, 2020
Instrument2020026284
Lender
NameMECHANICS BANK
TypeBank
AddressSANTA MARIA, CA 93456
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateDec 19, 2017
Property Address490 LIGHTHOUSE AVE, MONTEREY, CA 93940-1421
Document Number0000069694
Instrument DateNov 20, 2017
Instrument69694
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address490 LIGHTHOUSE AVE MONTEREY CA 939401421, MONTEREY, CA 93940-1421

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,188.00 (+11.75%)$1,203,006 (+4.04%) Land $546,820 Building $656,186
2023$12,696.00 (+1.38%)$1,156,294 Land $525,588 Building $630,706
2022$12,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530125042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 763 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
RazzolinkFixed Wireless (unlicensed)500 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Optimum Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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