490 Lark Dr, Callaway, VA 24067 Property Records

Franklin County property record for 490 Lark Dr, Callaway, VA 24067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1992
Lot Size	15 acres (653,400 sqft)
Owner	Company Name on File
Last Sale	$191,000 (Oct 2025)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039 00-036 01`

Property Details

APN / Parcel Number

Primary APN	`039 00-036 01`
Alternative APN	`11163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Porch	Slab
Porch Area	168 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11163
Street Address	490 LARK DR
City	CALLAWAY
State	VA
Zip	24067-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 742
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLACKWATER
Census Block Group	1
Census Block	1035
Census Tract	20502

Owner

490 Lark Dr is owned by a company that bought it in October 2025.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	739 MOREWOOD RD, HARDY, VA 24101-3915
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed, Transfer CREATIVE FINANCING SOLUTIONS LLC
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUE EAGLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	20256798
Deed Book / Page	1236 / 590
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	00103601962
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 17, 2025
Property Address	490 LARK DR, CALLAWAY, VA 24067-3108
Document Number	0012360590
Book / Page	1236 / 590
Map Reference	MB 2 PG 221
Instrument Date	Oct 17, 2025
Instrument	250006798
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 MOREWOOD RD, HARDY, VA 24101-3915
Investor	Possibly a Property Investor

Mortgage

Document Number	0250006799
Date	Oct 17, 2025
Instrument	250006799

Lender

Name	CREATIVE FINANCING SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	490 LARK DR, CALLAWAY, VA 24067-3108
Document Number	0011220307
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LARK DR CALLAWAY VA 240673108, CALLAWAY, VA 24067-3108

Mortgage

Document Number	0011220307
Date	May 28, 2019
Book Page	001122/000307
Instrument	2995

Lender

Name	BLUE EAGLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 490 Lark Dr was $1,190.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00	$276,900 Land $55,000 Building $221,900	$276,900 Land $55,000 Building $221,900
2023	$1,030.00	$169,000 (-) Land $48,000 Building $121,000	$169,000 (-) Land $48,000 Building $121,000
2022		$169,000 Land $48,000 Building $121,000	$169,000 Land $48,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Lark Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Lark Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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