490 Lakeview Ct, Oswego, IL 60543 Property Records

Kendall County property record for 490 Lakeview Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,194 sqft · built 1993
Lot Size	0.286 acres (12,439 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Aug 2014)
Tax Bill	$9,483 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-179-019`

Property Details

APN / Parcel Number

Primary APN	`03-20-179-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	2,194 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,439 sqft (0.286 acres)
Lot Dimensions	148 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 LAKEVIEW CT
City	OSWEGO
State	IL
Zip	60543-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LAKE VIEW ESTATES UNIT 3 VILLAGE OF OSWEGO
Legal Subdivision	LAKE VIEW ESTATES
Legal Lot Number	7
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4003
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 LAKEVIEW CT, OSWEGO, IL 60543-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2014 · Amount on Record
Deed Sale	Aug 11, 2014 · Amount on Record
Prior Sale	Feb 8, 2010 · Amount on Record
Deed Document Number	201410841
Prior Transfer Date	Feb 27, 2002
Prior Transfer Doc	0000017711
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	490 LAKEVIEW CT, OSWEGO, IL 60543-8741
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013577
Date	Aug 15, 2022
Instrument	202200013577

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	490 LAKEVIEW CT, OSWEGO, IL 60543-8741
Document Number	0000011405
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LAKEVLEW CT OSWEGO IL 60543, OSWEGO, IL 60543

Mortgage

Document Number	0000011405
Date	Aug 15, 2019
Instrument	11405

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,278 (+31.76%) Land $29,042 Building $102,236	$393,834 (+31.76%) Land $87,126 Building $306,708
2024	$9,483.00
2022		$99,636 Land $22,042 Building $77,594	$298,908 Land $66,126 Building $232,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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