490 King Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 490 King Rd, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,575 sqft · built 2007
Lot Size14.5 acres (632,056 sqft)
Owner2 Individual Names on Record
Last Sale$1,000 (Jun 2012)
Tax Bill$3,091 (2026)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN638 006

Property Details

APN / Parcel Number

Primary APN638 006
Alternative APN
  • 6272905

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,575 sqft Living Area
1st Floor Area2,182 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Lot Area632,056 sqft (14.5 acres)
Garage Area622 sqft

Exterior Amenities

PorchPorch
Porch Area284 sqft
Lean-To240 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address490 KING RD
CitySALISBURY
StateNC
Zip28146-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 14.51AC
Legal SubdivisionJEFFREY R SWINSON & DONNA M SW
Legal Tract1
JurisdictionROWAN NC
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2003
Census Tract50903

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address490 KING RD, SALISBURY, NC 28146-2506
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2012 · Amount on Record
Deed SaleJun 1, 2012 · Amount on Record
Deed Book / Page1198 / 179
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateJun 29, 2026
Property Address490 KING RD, SALISBURY, NC 28146-2506
Document Number1486000120
Book / Page1486 / 120
Instrument DateJun 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyIDEAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 KING RD, SALISBURY, NC 28146-2506

Mortgage

Document Number1486000120,
DateJun 29, 2026
Book Page1486/120
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,091.00$468,393 (-) Land $43,120 Building $425,273$468,393 (-) Land $43,120 Building $425,273
2025$3,091.00$468,393 (-) Land $43,120 Building $425,273
2023$3,091.00$468,393 Land $43,120 Building $425,273$468,393 Land $43,120 Building $425,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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