490 Kellwood Dr, Boone, NC 28607 Property Records

Watauga County property record for 490 Kellwood Dr, Boone, NC 28607

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,092 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Sep 2020)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2920-00-5006-000`

Property Details

APN / Parcel Number

Primary APN	`2920-00-5006-000`
Alternative APN	`1815814`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1815814
Street Address	490 KELLWOOD DRIVE EXT
City	BOONE
State	NC
Zip	28607-8987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	BOR3
Legal Description	LOT 6 T-C PH II CHASE VILLAGE
Legal Subdivision	T-C PH II CHASE VILLAGE
Legal Phase	11
Legal Tract	C
Legal Lot Number	6
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3018
Census Tract	920703

Owner

490 Kellwood Dr, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	490 KELLWOOD DRIVE EXT, BOONE, NC 28607-8987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BK
Sep 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2020694748
Deed Book / Page	2120 / 116
Prior Transfer Date	Feb 27, 2012
Prior Transfer Doc	0016200157
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	490 KELLWOOD DR, BOONE, NC 28607
Document Number	0021200119
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 KELLWOOD DRIVE EXT BOONE NC 286078987, BOONE, NC 28607-8987

Mortgage

Document Number	0021200119
Date	Sep 3, 2020
Book Page	002120/000119
Instrument	694749

Lender

Name	LIFESTORE BK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 3, 2020
Property Address	490 KELLWOOD DR, BOONE, NC 28607
Document Number	0021200116
Book / Page	002120 / 000116
Instrument Date	Aug 27, 2020
Instrument	694748
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 KELLWOOD DR #TXT BOONE NC 28607, BOONE, NC 28607

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 1, 2018
Property Address	490 KELLWOOD DR, BOONE, NC 28607
Document Number	0019710003
Book / Page	1971 / 0003
Map Reference	MB 14 PG 127
Instrument Date	Apr 27, 2018
Instrument	668309
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 CRYSTAL OAKS CT, 74, DURHAM, NC 27707-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 KELLWOOD DRIVE EXT, BOONE, NC 28607-8987

Mortgage

Document Number	668310
Date	May 1, 2018
Instrument	668310

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 490 Kellwood Dr was $1,668.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (-) Land $18,800 Building $197,600
2025	$1,668.00	$216,400 Land $18,800 Building $197,600
2024			$216,400 Land $18,800 Building $197,600
2023		$216,400 Land $18,800 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Kellwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	9 of 58
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Kellwood Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone.

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