490 Jill Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 490 Jill Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,724 sqft · built 1996
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-190-119`

Property Details

APN / Parcel Number

Primary APN	`099-190-119`
Alternative APN	`099-190-119-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	743 sqft
2nd Floor Area	981 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	490 JILL AVE
City	BAY POINT
State	CA
Zip	94565-6794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7737 L119
Legal Subdivision	SUBDIVISION 7737
Legal Tract	7737
Legal Lot Number	119
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 JILL AVE, BAY POINT, CA 94565-6794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage IMC MORTGAGE CORP
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1997
Deed Sale	Mar 21, 1997
Deed Document Number	199746165
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 JILL AVE, BAY POINT, CA 94565-6794

Mortgage

Document Number	0000081129
Date	Aug 22, 2023
Instrument	2023-081129

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149016
Date	Sep 18, 2018
Instrument	2018-149016

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AVENUE LENDER SRVCS PA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153908
Date	Sep 17, 2019
Instrument	2019-153908

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 JILL AVE, BAY POINT, CA 94565-6794

Mortgage

Document Number	0000037979
Date	Mar 2, 2022
Instrument	2022-037979

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,791 (+2%) Land $74,738 Building $236,053
2025	$4,865.00 (+5.12%) Homeowner's exemption	$304,698 (+4.04%) Land $73,273 Building $231,425
2023	$4,628.00 (+1.03%) Homeowner's exemption	$292,869 Land $70,429 Building $222,440
2022	$4,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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