490 Ingram Hills Rd, Ingram, TX 78025 Property Records

Kerr County property record for 490 Ingram Hills Rd, Ingram, TX 78025

Property Summary

Property Type	Rural Home
Details	3 bd · 1,216 sqft · built 1995
Lot Size	7.91 acres (344,560 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (Jul 2020)
Tax Bill	$2,731 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4480-0000-050000`

Property Details

APN / Parcel Number

Primary APN	`4480-0000-050000`
Alternative APN	`29910`

Interior

Bedrooms	3 Beds
Building Area	1,216 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile/Manufactured
Lot Area	344,560 sqft (7.91 acres)

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	18 sqft
Patio Area	18 sqft
Storage Building	98 sqft

Location & Zoning

Account Number	4480-0000-050000
Street Address	490 INGRAM HILLS RD
City	INGRAM
State	TX
Zip	78025-5049
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	INGRAM HILLS LOT 50 ACRES 7.91 S# V400851 TITLE # 00180336/REAL PROP,HUD# TEX0556725
Legal Subdivision	INGRAM HILLS
Legal Tract	50
Legal Lot Number	50
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	3
Census Block	3032
Census Tract	960304

Owner

490 Ingram Hills Rd, a rural home, is owned and occupied by two individuals who bought it in July 2020.

Source: Kerr County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 SIDNEY BAKER ST S, 400STE400S, KERRVILLE, TX 78028-5984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 6, 2019	Vendor's Lien, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	20204590
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000004590
Record Updated	Oct 29, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jul 1, 2020
Property Address	490 INGRAM HILLS RD, INGRAM, TX 78025-5049
Document Number	20004590
Map Reference	VOL 3 PG 149
Instrument Date	Jun 30, 2020
Instrument	20-004590
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SIDNEY BAKER ST S # 400-38, 400, KERRVILLE, TX 78028-6150

Mortgage

Document Number	20004591
Date	Jul 1, 2020
Instrument	20-004591

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Aug 6, 2019
Property Address	490 INGRAM HILLS RD, INGRAM, TX 78025-5049
Document Number	19005616
Map Reference	VOL 3 PG 149
Instrument Date	Jul 30, 2019
Instrument	19-005616
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1919 HIGHWAY 35 N # N338, 1919, ROCKPORT, TX 78382-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 INGRAM HILLS RD, INGRAM, TX 78025-5049

Mortgage

Document Number	19005617
Date	Aug 6, 2019
Instrument	19-005617

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 490 Ingram Hills Rd was $2,731 with a homeowner's exemption, up 88.9% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,731.00 (+88.87%)	$202,379 (-) Land $111,690 Building $90,689	$202,379 (-) Land $111,690 Building $90,689
2025	$1,446.00 (-48.25%) Homeowner's exemption	$202,379 Land $111,690 Building $90,689	$202,379 Land $111,690 Building $90,689
2024	$2,794.00 (-2.48%)
2023	$2,865.00	$202,379 Land $111,690 Building $90,689	$202,379 Land $111,690 Building $90,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Ingram Hills Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2025–2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Ingram Hills Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INGRAM WATER SUPPLY private · serves 5,955 people · EPA ID TX1330011
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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