490 Holly St, Centerton, AR 72719 Property Records

Benton County property record for 490 Holly St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,459 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$195,706 (Nov 2020)
Tax Bill	$3,155 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-06381-000`

Property Details

APN / Parcel Number

Primary APN	`06-06381-000`
Alternative APNs	`173920.0` `173920`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,459 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	656 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 HOLLY ST
City	CENTERTON
State	AR
Zip	72719-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 7/10/2020 L202040954
Legal Range	31
Legal Township	19
Legal Section	03
Legal Subdivision	SOUTHWINDS SUB PH 1-CENTERTON
Legal Lot Number	79
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

490 Holly St is owned and occupied by two individuals who bought it in November 2020.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 HOLLY ST, CENTERTON, AR 72719-5072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIORITY BK
Aug 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage GENERATIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	202072032
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Nov 5, 2020
Property Address	490 HOLLY ST, CENTERTON, AR 72719-5072
Document Number	0000072032
Instrument Date	Nov 4, 2020
Instrument	72032
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2021
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	490 HOLLY ST CENTERTON AR 72719, CENTERTON, AR 72719

Mortgage

Document Number	72033
Date	Nov 5, 2020
Instrument	72033

Lender

Name	PRIORITY BK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Aug 3, 2020
Property Address	490 HOLLY ST, CENTERTON, AR 72719-5072
Document Number	0000046970
Instrument Date	Jul 31, 2020
Instrument	46970
Transaction Type	Construction Loan
Record Updated	Feb 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3420 N PLAINVIEW AVE FAYETTEVILLE AR 727033685, FAYETTEVILLE, AR 72703-3685

Mortgage

Document Number	0000046970
Date	Aug 3, 2020
Instrument	46970

Lender

Name	GENERATIONS BK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 490 Holly St was $3,155, up 9.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,155.00 (+9.78%)	$62,680 (-) Land $19,600 Building $43,080	$313,400 Land $98,000 Building $215,400
2025	$2,874.00	$62,680 Land $19,600 Building $43,080
2024			$313,400 (+59.82%) Land $98,000 Building $215,400
2023	$2,419.00	$39,220 Land $11,000 Building $28,220	$196,100 Land $55,000 Building $141,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Holly St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Nov 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Holly St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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