Middletown City property record for 490 High St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,530 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2018) |
| Tax Bill | $6,734 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:22 L:0129 |
| Primary APN | MTWN M:22 L:0129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Gross Area | 4,507 sqft |
| 1st Floor Area | 1,277 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 1,277 sqft |
| Unfinished Basement | 1,277 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R10635 |
|---|---|
| Street Address | 490 HIGH ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2615 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RPZ |
| Legal Lot Number | 129 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 541100 |
490 High St, a duplex, is owned by two individuals who acquired it in November 2020.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 BOSTON RD, MIDDLETOWN, CT 06457-3554 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Nov 23, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| May 29, 2018 | Warranty Deed, Transfer BANK OF ENGLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on File |
| Deed Sale | May 29, 2018 · Amount on File |
| Prior Sale | Jan 9, 2006 · Amount on File |
| Deed Document Number | 20183400600003 |
| Deed Book / Page | 1920 / 242 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 1987-171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 490 HIGH ST, MIDDLETOWN, CT 06457-2615 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1997-662 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 1997/662 |
| Instrument | 3592860020 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Nov 23, 2020 |
| Property Address | 490 HIGH ST, MIDDLETOWN, CT 06457-2615 |
| Document Number | 1987-171 |
| Book / Page | 001987 / 000171 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | BOSTON RD MIDDLETOWN CT 06457, MIDDLETOWN, CT 06457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 29, 2018 |
| Property Address | 490 HIGH ST, MIDDLETOWN, CT 06457-2615 |
| Document Number | 1920-242 |
| Book / Page | 1920 / 242 |
| Instrument | 3400600003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.66 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 19200245 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 01920/0245 |
| Name | BANK OF ENGLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
The 2026 property tax bill for 490 High St was $6,734.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,734.00 | $165,060 (-) Land $48,570 Building $116,490 | $346,192 (+199.62%) |
| 2025 | $165,060 (-) Land $48,570 Building $116,490 | $115,542 Land $33,999 Building $81,543 | |
| 2024 | $6,421.00 (+5.71%) | $165,060 (-) Land $48,570 Building $116,490 | |
| 2023 | $6,074.00 (+37.39%) | $165,060 (+64.27%) Land $48,570 Building $116,490 | |
| 2022 | $4,421.00 | $100,480 Land $17,760 Building $82,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 490 High St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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