Murray County property record for 490 Hardwork Rd, Chatsworth, GA 30705
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,240 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Oct 2006) |
| Tax Bill | $3,485 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0033 132 001 |
| Primary APN | 0033 132 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Heated Area |
| Gross Area | 1,680 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Deck Area | 126 sqft |
| Pole Barn | 1,344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18773 |
|---|---|
| Street Address | 490 HARDWORK RD |
| City | CHATSWORTH |
| State | GA |
| Zip | 30705-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | OFF HARDWORK RD 3 AC |
| Jurisdiction | MURRAY GA |
| Township / Civil Division | CHATSWORTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10500 |
490 Hardwork Rd is owned and occupied by two individuals who bought it in October 2006.
Source: Murray County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage POINT DIGITAL FINANCIAL INC |
| Oct 29, 2021 | Deed of Trust, Mortgage GEORGIA BANKING |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2006 · Amount on File |
| Deed Sale | Oct 30, 2006 · Amount on File |
| Deed Book / Page | 619 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MURRAY GA |
| Recording Date | Aug 12, 2026 |
| Property Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Document Number | 1147000285 |
| Book / Page | 1147 / 285 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Document Number | 1147000285, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 1147/285 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MURRAY GA |
| Property Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Document Number | 0010050000000314 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 0000001005/0000000314 |
| Name | GEORGIA BANKING |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MURRAY GA |
| Property Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 490 HARDWORK RD, CHATSWORTH, GA 30705-7911 |
| Document Number | 0010350000000556 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 0000001035/0000000556 |
| Name | IMPECCABLE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 490 Hardwork Rd was $3,485 with a homeowner's exemption.
Source: Murray County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Murray County |
| Unified School District | Murray County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,485.00 Homeowner's exemption | $174,840 Land $9,280 Building $165,560 | $437,100 Land $23,200 Building $413,900 |
| 2023 | $3,545.00 (+473.62%) Homeowner's exemption | $149,800 (+480.87%) Land $9,280 Building $140,520 | $374,500 (+480.86%) Land $23,200 Building $351,300 |
| 2022 | $618.00 Homeowner's exemption | $25,789 Land $8,840 Building $16,949 | $64,473 Land $22,100 Building $42,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Hardwork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 Hardwork Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATSWORTH serves 28,262 people · EPA ID GA2130000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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