490 Harding Ln, Lavon, TX 75166 Property Records

Collin County property record for 490 Harding Ln, Lavon, TX 75166 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 2014
Owner	Individual Name on File
Tax Bill	$6,624 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9635-00M-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-9635-00M-0020-1`
Alternative APN	`2646534`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2646534
Street Address	490 HARDING LN
City	LAVON
State	TX
Zip	75166-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HERITAGE - EAST A2 (CLA), BLK M, LOT 2
Legal Subdivision	GRAND HERITAGE - EAST A2 (CLA)
Legal Block	M
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	2
Census Block	2020
Census Tract	31202

Owner

Source: Collin County records · APN R-9635-00M-0020-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	490 HARDING LN, LAVON, TX 75166-1879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2023
Deed Sale	Feb 09, 2023
Deed Document Number	2023000012311
Record Updated	Jun 08, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 09, 2023
Property Address	490 HARDING LN, LAVON, TX 75166-1879
Document Number	2023000012311
Map Reference	VOL 2008 PG 468
Instrument Date	Feb 08, 2023
Instrument	2023000012311
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 HARDING LN, LAVON, TX 75166-1879

Mortgage

Document Number	2023000012312
Date	Feb 09, 2023
Instrument	2023000012312

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lavon City
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,686 (-13.2%) Land $80,000 Building $212,686	$292,686 (-13.2%) Land $80,000 Building $212,686
2024	$6,624.00 (+76.97%)
2023		$337,185 Land $75,000 Building $262,185	$337,185 Land $75,000 Building $262,185
2022	$3,743.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850312022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.