490 Hardin Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 490 Hardin Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077063B A 06900`

Property Details

APN / Parcel Number

Primary APN	`077063B A 06900`
Alternative APN	`063B A 06900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1,140 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	490 HARDIN RD
City	DUNLAP
State	TN
Zip	37327-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: STONE CREEK CROSSING PH 2
Legal Subdivision	STONE CREEK CROSSING PH 2
Legal Lot Number	69
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	60104

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	490 HARDIN RD, DUNLAP, TN 37327-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 9, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS TRI-CNTY BK
Aug 9, 2019	Warranty Deed, Transfer · Commercial Mortgage CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	0000439662
Deed Book / Page	415 / 381
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	21000859
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Mar 15, 2021
Property Address	490 HARDIN RD, DUNLAP, TN 37327-2237
Document Number	0000000859
Book / Page	415 / 381
Map Reference	MB C PG 115
Instrument Date	Mar 12, 2021
Instrument	21000859
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 HARDIN RD, DUNLAP, TN 37327-2237

Mortgage

Document Number	0000000860
Date	Mar 15, 2021
Instrument	21000860

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 9, 2019
Property Address	490 HARDIN RD, DUNLAP, TN 37327-2237
Book / Page	000387 / 000816
Instrument Date	Oct 8, 2019
Instrument	2068
Transaction Type	Construction Loan
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 OLD YORK HWY N DUNLAP TN 373274865, DUNLAP, TN 37327-4865

Mortgage

Document Number	0000002068
Date	Oct 9, 2019
Book Page	000387/000816
Instrument	2068

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 8, 2020

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Aug 9, 2019
Property Address	490 HARDIN RD, DUNLAP, TN 37327-2237
Document Number	0000001628
Book / Page	385 / 498
Map Reference	MB C PG 115
Instrument Date	Aug 9, 2019
Instrument	19001628
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001629
Date	Aug 9, 2019
Instrument	19001629

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Aug 9, 2035

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00	$70,525 (-) Land $5,250 Building $65,275
2023	$1,295.00 (+29.5%)	$70,525 (+72.22%) Land $5,250 Building $65,275	$282,100 (+72.22%) Land $21,000 Building $261,100
2022	$1,000.00	$40,950 Land $5,000 Building $35,950	$163,800 Land $20,000 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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