Nelson County property record for 490 Hall Simpson Rd, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,046 sqft · built 1987 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2019) |
| Tax Bill | $3,509 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58000-00-006 |
| Primary APN | 58000-00-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Basement Area | 1,046 sqft |
| Finished Basement | 1,046 sqft |
| Unfinished Basement | 1,046 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 220,849 sqft (5.07 acres) |
| Garage Type | Attached |
| Garage Area | 2,628 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Account Number | 86089 |
|---|---|
| Street Address | 490 HALL SIMPSON RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-8973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 490 HALL SIMPSON ROAD |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930500 |
Source: Nelson County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 HALL SIMPSON RD, LORETTO, KY 40037-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on Record |
| Deed Sale | Jul 8, 2019 · Amount on Record |
| Deed Document Number | 20198197 |
| Deed Book / Page | 550 / 618 |
| Prior Transfer Date | Jul 3, 2019 |
| Prior Transfer Doc | 00D550/618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 8, 2019 |
| Property Address | 490 HALL SIMPSON RD, LORETTO, KY 40037-8973 |
| Document Number | D550/618 |
| Book / Page | D550 / 618 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 2019008197 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 CASTLE DR, 218, BARDSTOWN, KY 40004-7937 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 490 HALL SIMPSON RD, LORETTO, KY 40037-8973 |
| Document Number | 2019008198 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019008198 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 3, 2034 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,509.00 (+43.93%) | $357,330 (+58.81%) Land $57,000 Building $300,330 | $357,330 (+58.81%) Land $57,000 Building $300,330 |
| 2023 | $2,438.00 | $225,000 | $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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