490 Hall Simpson Rd, Loretto, KY 40037 Property Records

Nelson County property record for 490 Hall Simpson Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,046 sqft · built 1987
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2019)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58000-00-006`

Property Details

APN / Parcel Number

Primary APN	`58000-00-006`
Alternative APN	`86089`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft
Basement Area	1,046 sqft
Finished Basement	1,046 sqft
Unfinished Basement	1,046 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Garage Type	Attached
Garage Area	2,628 sqft
Driveway	Gravel Driveway
Parking Spaces	6 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	86089
Street Address	490 HALL SIMPSON RD
City	LORETTO
State	KY
Zip	40037-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	490 HALL SIMPSON ROAD
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1027
Census Tract	930500

Owner

Source: Nelson County records · APN 58000-00-006

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 HALL SIMPSON RD, LORETTO, KY 40037-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2019 · Amount on Record
Deed Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	20198197
Deed Book / Page	550 / 618
Prior Transfer Date	Jul 03, 2019
Prior Transfer Doc	00D550/618
Record Updated	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Jul 08, 2019
Property Address	490 HALL SIMPSON RD, LORETTO, KY 40037-8973
Document Number	D550/618
Book / Page	D550 / 618
Instrument Date	Jul 03, 2019
Instrument	2019008197
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 CASTLE DR, 218, BARDSTOWN, KY 40004-7937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	490 HALL SIMPSON RD, LORETTO, KY 40037-8973

Mortgage

Document Number	2019008198
Date	Jul 08, 2019
Instrument	2019008198

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 03, 2034

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (+43.93%)	$357,330 (+58.81%) Land $57,000 Building $300,330	$357,330 (+58.81%) Land $57,000 Building $300,330
2023	$2,438.00	$225,000	$225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.