490 Gulf Rd, Henniker, NH 03242 Property Records

Merrimack County and Henniker Town property record for 490 Gulf Rd, Henniker, NH 03242

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,399 sqft · built 2005
Lot Size	14.9 acres (651,222 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,049 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HENN M:00008 L:000576 S:000000`

Property Details

APN / Parcel Number

Primary APN	`HENN M:00008 L:000576 S:000000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,399 sqft Living Area
Gross Area	7,602 sqft
1st Floor Area	1,819 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	1,819 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	651,222 sqft (14.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	490 GULF RD
City	HENNIKER
State	NH
Zip	03242-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES NE
Legal Lot Number	576
Jurisdiction	HENNIKER TOWN NH
Township / Civil Division	HENNIKER
Census Block Group	3
Census Block	3038
Census Tract	40000

Owner

Source: Merrimack County and Henniker Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 GULF RD, HENNIKER, NH 03242-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNIKER TOWN NH
Property Address	490 GULF RD, HENNIKER, NH 03242-5313
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019967
Date	Dec 9, 2025
Book Page	3913/1141
Instrument	202500019967

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNIKER TOWN NH
Property Address	490 GULF RD, HENNIKER, NH 03242-5313
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012636
Date	May 14, 2021
Book Page	3738/2714
Instrument	202100012636

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Merrimack County and Henniker Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Henniker Town
Secondary School District	John Stark Regional School District (09 - 12)
Elementary School District	Henniker School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,049.00 (+8.06%)	$748,010 (+0.22%) Land $106,210 Building $641,800
2024			$655,310
2023	$16,703.00 (+4.38%)	$746,355 (+%) Land $106,255 Building $640,100
2022	$16,002.00	$746,339 Land $106,239 Building $640,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	42 units insured incl. 36 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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