Clay County property record for 490 Grove St, West Point, MS 39773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,170 sqft · built 1975 |
| Lot Size | 0.454 acres (19,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $9,310 (Jan 2023) |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C314B 0120000 |
| Primary APN | 083C314B 0120000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,170 sqft Finished Area |
| 1st Floor Area | 1,777 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 19,782 sqft |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 490 GROVE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 27 W 3 DB 314/269 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Subdivision | CITY OF WEST POINT |
| Legal Block | 27 |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C314B 0120000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 GROVE ST, WEST POINT, MS 39773-2990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Feb 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Jan 18, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Deed Document Number | 2023191 |
| Deed Book / Page | 314 / 269 |
| Prior Transfer Date | Sep 30, 2022 |
| Prior Transfer Doc | 0000005346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 490 GROVE ST, WEST POINT, MS 39773-2990 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000550/688 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 550/688 |
| Instrument | 2023000192 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 490 GROVE ST, WEST POINT, MS 39773-2990 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000551/597 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 551/597 |
| Instrument | 2023000619 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jan 18, 2023 |
| Property Address | 490 GROVE ST, WEST POINT, MS 39773-2990 |
| Document Number | 000314/269 |
| Book / Page | 314 / 269 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2023000191 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2620 MALL OF GEORGIA BLVD # BLVD1223, BLVD1223, BUFORD, GA 30519-5532 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 490 GROVE ST, WEST POINT, MS 39773-2990 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,149.00 (-56.54%) | $20,507 (-) Land $2,673 Building $17,834 | $136,715 (-) Land $17,820 Building $118,895 |
| 2024 | $20,507 (+16.06%) Land $2,673 Building $17,834 | $136,715 (+16.07%) Land $17,820 Building $118,895 | |
| 2023 | $2,644.00 (+0.84%) Additional exemption filed | $17,669 Land $2,673 Building $14,996 | $117,790 Land $17,820 Building $99,970 |
| 2022 | $2,622.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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