490 Gerald Ave, Eugene, OR 97404 Property Records

Lane County property record for 490 Gerald Ave, Eugene, OR 97404 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,131 sqft Finished Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 660 sqft
Last Sale$445,000 (2019)
Tax Bill$7,440.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-04-12-20-09100-000
Alternative APN
  • 1717543

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,131 sqft Finished Area
1st Floor1,843 sqft 1st Floor
Attic Area288 sqft Attic
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Driveway1 Driveway
Driveway Area750 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area660 sqft Garage

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number1717543
Street Address490 GERALD AVE
CityEUGENE
StateOR
Zip97404-2402
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:1 SUBD:SILVER ACRES SEC/TWN/RNG/MER:SEC 12 TWN 17 RNG 04
Legal Range04W
Legal Township17S
Legal Section12
Legal QuarterNW
Legal SubdivisionSILVER ACRES
Legal Lot Number1
JurisdictionLANE OR
Minor Civil DivisionEUGENE-SPRINGFIELD
Census Blockgroup3
Census Block3019
Census Tract2301

Owner

Source: Lane County records · APN 17-04-12-20-09100-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 40445, EUGENE, OR 97404-0065
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
OREGON COMMUNITY CU
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
OREGON COMMUNITY CU
Dec 04, 2019Warranty Deed, Transfer · Conventional Mortgage
OREGON COMMUNITY CU
Dec 03, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2019 · Amount on Record
Deed SaleDec 04, 2019 · Amount on Record
Prior SaleNov 14, 2018
Deed Doc Number2019-055410
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address490 GERALD AVE, EUGENE, OR 97404-2402
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyCASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 GERALD AVE, EUGENE, OR 97404-2402

Mortgage

Document Number0000058237
DateSep 07, 2021
Instrument2021-058237
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressEUGENE, OR 97401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address490 GERALD AVE, EUGENE, OR 97404-2402
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 GERALD AVE, EUGENE, OR 97404-2402

Mortgage

Document Number0000073220
DateNov 23, 2021
Instrument2021-073220
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97475
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 22, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateDec 04, 2019
Property Address490 GERALD AVE, EUGENE, OR 97404-2402
Document Number0000055410
Map ReferenceDOC 2004-006549
Instrument DateDec 04, 2019
Instrument2019-055410
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyCASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address490 GERALD AVE, EUGENE, OR 97404-2402

Mortgage

Document Number0000055411
DateDec 04, 2019
Instrument2019-055411
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address490 GERALD AVE, EUGENE, OR 97404-2402
Document Number0000057545
Instrument DateDec 03, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 GERALD AVE EUGENE OR 974042402, EUGENE, OR 97404-2402

Mortgage

Document Number0000057545
DateDec 14, 2018
Instrument57545
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2048
Interest
Rate TypeAdjustable Rate

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANE OR
Recording DateNov 14, 2018
Property Address490 GERALD AVE, EUGENE, OR 97404-2402
Document Number0000052899
Instrument DateNov 14, 2018
Instrument52899
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address490 GERALD AVE EUGENE OR 974042402, EUGENE, OR 97404-2402

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,440.00 (+1.27%)$381,874 (+3%)$640,891 (-3.9%) Land $210,141 Building $430,750
2024$7,347.00 (+2.61%)$370,752 (+3%)$666,890 (-0.36%) Land $191,677 Building $475,213
2023$7,160.00 (+4.02%)$359,954 (+3%)$669,310 (+15.12%) Land $178,011 Building $491,299
2022$6,883.00$349,470$581,406 Land $151,548 Building $429,858

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