490 General John Payne Blvd, Georgetown, KY 40324 Property Records

Scott County property record for 490 General John Payne Blvd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,873 sqft · built 2005
Lot Size	0.483 acres (21,053 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2022)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-10-114.000`

Property Details

APN / Parcel Number

Primary APN	`139-10-114.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	1,967 sqft
Basement Area	1,967 sqft
Finished Basement	1,967 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	21,053 sqft (0.483 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 GENERAL JOHN PAYNE BLVD
City	GEORGETOWN
State	KY
Zip	40324-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEWOOD SUB 5
Legal Subdivision	CANEWOOD SUB 5
Legal Lot Number	1
Legal Unit	3B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40604

Owner

490 General John Payne Blvd is owned and occupied by two individuals who bought it in March 2022.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 GENERAL JOHN PAYNE BLVD, GEORGETOWN, KY 40324-9165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Dec 18, 2014 · Amount on File
Deed Document Number	2022451382
Deed Book / Page	431 / 617
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 1, 2022
Property Address	490 GENERAL JOHN PAYNE BLVD, GEORGETOWN, KY 40324-9165
Document Number	00D431/617
Book / Page	D431 / 617
Map Reference	CAB 8 SL 202
Instrument Date	Feb 28, 2022
Instrument	451382
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	790 BLACKBERRY TRL, 790, LAWRENCEVILLE, GA 30043-4701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	490 GENERAL JOHN PAYNE BLVD, GEORGETOWN, KY 40324-9165

Mortgage

Document Number	0000451383
Date	Mar 1, 2022
Instrument	451383

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 490 General John Payne Blvd was $5,126.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,600 (-)	$575,600 (-)
2025	$5,126.00	$575,600	$575,600
2023	$4,868.00 (+18.24%)	$537,000 (+13.15%) Land $70,000 Building $467,000	$537,000 (+13.15%) Land $70,000 Building $467,000
2022	$4,117.00	$474,600 Land $65,000 Building $409,600	$474,600 Land $65,000 Building $409,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 General John Payne Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 General John Payne Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20