490 Gavin Ct, San Jose, CA 95136 Property Records

Santa Clara County property record for 490 Gavin Ct, San Jose, CA 95136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,259 sqft · built 2004
Lot Size	0.179 acres (7,788 sqft)
Owner	Trust Name on File
Last Sale	$1,651,000 (Oct 2022)
Tax Bill	$22,364 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`464-43-081`

Property Details

APN / Parcel Number

Primary APN	`464-43-081`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	1,284 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,788 sqft (0.179 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	490 GAVIN CT
City	SAN JOSE
State	CA
Zip	95136-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 9458 LOT 36
Legal Tract	9458
Legal Lot Number	36
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	512025

Owner

490 Gavin Ct is owner-occupied and held in a trust since October 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	490 GAVIN CT, SAN JOSE, CA 95136-2955
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Apr 17, 2023	Intrafamily Transfer, Transfer
Oct 5, 2022	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Jun 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	202225382617
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0025320373
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	490 GAVIN CT, SAN JOSE, CA 95136-2955
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 GAVIN CT, SAN JOSE, CA 95136-2955

Mortgage

Document Number	0025932550
Date	Jan 20, 2026
Instrument	25932550

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	1288 KIFER RD STE 208, SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2023
Property Address	490 GAVIN CT, SAN JOSE, CA 95136-2955
Document Number	0025463247
Map Reference	MB 762 PG 1-4
Instrument Date	Apr 16, 2023
Instrument	25463247
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	490 GAVIN CT, SAN JOSE, CA 95136-2955

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 5, 2022
Property Address	490 GAVIN CT, SAN JOSE, CA 95136-2955
Document Number	0025382617
Map Reference	MB 762 PG 1-4
Instrument Date	Sep 30, 2022
Instrument	25382617
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1230 SANDIA AVE, SUNNYVALE, CA 94089-2614

Mortgage

Document Number	0025382618
Date	Oct 5, 2022
Instrument	25382618

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	11.5%
Index	Other
Margin	4
Max Rate	11.5%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 15, 2022
Property Address	490 GAVIN CT, SAN JOSE, CA 95136-2955
Document Number	0025320373
Map Reference	MB 762 PG 1-4
Instrument Date	May 31, 2022
Instrument	25320373
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 GAVIN CT, SAN JOSE, CA 95136-2955

Tax Assessment & Valuation

The 2025 property tax bill for 490 Gavin Ct was $22,364.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,750,992 (+2%) Land $1,400,794 Building $350,198
2025	$22,364.00	$1,716,660 Land $1,373,328 Building $343,332
2023	$20,539.00 (+60.44%) Homeowner's exemption	$1,650,000 Land $1,320,000 Building $330,000
2022	$12,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 490 Gavin Ct in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 490 Gavin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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