490 Flower Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 490 Flower Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,103 sqft · built 1986
Lot Size	0.207 acres (9,030 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (Aug 2012)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0590-003-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0590-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,103 sqft Living Area
1st Floor Area	2,043 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,030 sqft (0.207 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 FLOWER DR
City	FOLSOM
State	CA
Zip	95630-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	WILLOW CREEK ESTATES 05, LOT 436
Legal Subdivision	WILLOW CREEK ESTATES 05
Legal Lot Number	436
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3005
Census Tract	8402

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	490 FLOWER DR, FOLSOM, CA 95630-4850
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2012 · Amount on Record
Deed Sale	Aug 15, 2012 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Book / Page	20120815 / 801
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	0000000335
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2026
Property Address	490 FLOWER DR, FOLSOM, CA 95630-4850
Document Number	0000001061
Map Reference	MB 150 MAP 5
Instrument Date	Mar 10, 2026
Instrument	202603121061
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	490 FLOWER DR, FOLSOM, CA 95630-4850

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	490 FLOWER DR, FOLSOM, CA 95630-4850
Document Number	2101061644
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 FLOWER DR FOLSOM CA 956304850, FOLSOM, CA 95630-4850

Mortgage

Document Number	2101061644
Date	Jan 6, 2021
Instrument	2101061644

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	490 FLOWER DR, FOLSOM, CA 95630-4850
Document Number	1912021347
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 FLOWER DR FOLSOM CA 956304850, FOLSOM, CA 95630-4850

Mortgage

Document Number	1912021347
Date	Dec 2, 2019
Instrument	1912021347

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,462 (+2%) Land $125,600 Building $305,862
2025	$4,537.00 (+2.14%) Homeowner's exemption	$423,003 (+4.04%) Land $123,138 Building $299,865
2024	$4,442.00 (+1.83%)
2023	$4,362.00 (+1.51%) Homeowner's exemption	$406,579 Land $118,357 Building $288,222
2022	$4,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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