490 Fieldtrial Cir, Garner, NC 27529 Property Records

Johnston County property record for 490 Fieldtrial Cir, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,723 sqft · built 2017
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Jul 2017)
Tax Bill	$3,285 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06D02041K`

Property Details

APN / Parcel Number

Primary APN	`06D02041K`
Alternative APN	`2000202226`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,723 sqft Living Area
Gross Area	5,144 sqft
1st Floor Area	1,600 sqft
Attic	Attic
Attic Area	1,123 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000202226
Street Address	490 FIELDTRIAL CIR
City	GARNER
State	NC
Zip	27529-6568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 108 MEADOWS AT ADAMS POINT SEC 11 83/275
Legal Subdivision	ADAMS POINT SUBDIVISION
Legal Lot Number	108
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2007
Census Tract	41112

Owner

490 Fieldtrial Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage PREMIA RELOCATION MTG
Jul 14, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	2017537186
Deed Book / Page	4991 / 650
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Apr 2, 2026
Property Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568
Document Number	0000010262
Book / Page	7082 / 935
Instrument Date	Apr 1, 2026
Instrument	202610262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568

Mortgage

Document Number	0000010262,
Date	Apr 2, 2026
Book Page	7082/935
Instrument	202610262

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568
Document Number	0000537187
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 FIELDTRIAL CIR GARNER NC 27529, GARNER, NC 27529

Mortgage

Document Number	0000537187
Date	Jul 14, 2017
Book Page	004991/000652
Instrument	537187

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098-2620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 14, 2017
Property Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568
Document Number	0000537186
Book / Page	4991 / 0650
Map Reference	MB 83 PG 275
Instrument Date	Jul 3, 2017
Instrument	2017537186
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 VERON CT, 63, WILLOW SPRING, NC 27592-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 FIELDTRIAL CIR, GARNER, NC 27529-6568

Mortgage

Document Number	0000537187
Date	Jul 14, 2017
Instrument	2017537187

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 490 Fieldtrial Cir was $3,285, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,285.00 (-1.59%)	$525,680 (-) Land $75,000 Building $450,680	$525,680 (-) Land $75,000 Building $450,680
2025	$3,338.00	$525,680 Land $75,000 Building $450,680	$525,680 Land $75,000 Building $450,680
2023	$2,767.00	$353,630 Land $50,000 Building $303,630	$353,630 Land $50,000 Building $303,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Fieldtrial Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Fieldtrial Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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