490 Emerald Pl, Stratford, CT 06614 Property Records

Stratford Town property record for 490 Emerald Pl, Stratford, CT 06614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,896 sqft · built 1977
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Dec 2020)
Tax Bill	$8,493 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STRA M:20-15 B:1 L:57`

Property Details

APN / Parcel Number

Primary APN	`STRA M:20-15 B:1 L:57`
Alternative APNs	`0527500` `527500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	4,873 sqft
1st Floor Area	1,220 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	527500
Street Address	490 EMERALD PL
City	STRATFORD
State	CT
Zip	06614-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Block	1
Legal Lot Number	57
Jurisdiction	STRATFORD CT
Township / Civil Division	STRATFORD
Census Block Group	1
Census Block	1003
Census Tract	81000

Owner

490 Emerald Pl is owned and occupied by two individuals who bought it in December 2020.

Source: Stratford Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 EMERALD PL, STRATFORD, CT 06614-2058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 10, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jun 10, 2020 · Amount on File
Deed Book / Page	4458 / 339
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	4382-199
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STRATFORD CT
Recording Date	Dec 18, 2020
Property Address	490 EMERALD PL, STRATFORD, CT 06614-2058
Document Number	4458-339
Book / Page	4458 / 339
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1001 DR MARTIN L KING JR BLVD, BRONX, NY 10452-4260

Mortgage

Document Number	4458341
Date	Dec 18, 2020
Instrument	4458/341

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STRATFORD CT
Recording Date	Jun 10, 2020
Property Address	490 EMERALD PL, STRATFORD, CT 06614-2058
Document Number	4382-199
Book / Page	004382 / 000199
Instrument Date	Jun 8, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 EMERALD PL STRATFORD CT 066142058, STRATFORD, CT 06614-2058

Tax Assessment & Valuation

The 2025 property tax bill for 490 Emerald Pl was $8,493.

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stratford Town
Unified School District	Stratford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,493.00	$211,260 Land $100,870 Building $110,390	$147,882 Land $70,609 Building $77,273
2024	$8,493.00
2023	$8,493.00 (+1.88%)	$211,260 (-) Land $100,870 Building $110,390
2022	$8,336.00	$211,260 Land $100,870 Building $110,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Emerald Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Emerald Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Spectrum, T-Mobile.

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