Callaway County property record for 490 Edwards Dr, Holts Summit, MO 65043 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,604 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Attached, 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $356,440 (2023) |
| Tax Bill | $2,533.00 (2024) |
| Primary APN | 25-07.0-25.0-30-002-002.055 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,604 sqft Living Area |
| 1st Floor | 1,604 sqft 1st Floor |
| Basement Area | 1,604 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Deck Area | 140 sqft Deck |
| Patio Area | 140 sqft Patio |
| Porch Area | 108 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 2507025030002002055 |
|---|---|
| Street Address | 490 EDWARDS DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 57 THE CEDARS PLAT 2 |
| Legal Range | 11W |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | THE CEDARS |
| Legal Block | 9 |
| Legal Lot Number | 57 |
| Jurisdiction | CALLAWAY MO |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-25.0-30-002-002.055
Assessment roll updated January 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 EDWARDS DR, HOLTS SUMMIT, MO 65043-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Apr 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI CREDIT UNION |
| May 20, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Doc Number | 20231735 |
| Deed Book / Page | 506 / 279 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 17, 2026 |
| Property Address | 490 EDWARDS DR, HOLTS SUMMIT, MO 65043-2115 |
| Document Number | 0000004249 |
| Book / Page | 528 / 794 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20264249 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 490 EDWARDS DR, HOLTS SUMMIT, MO 65043-2115 |
| Document Number | 0000004249, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 528/794 |
| Instrument | 20264249 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 490 EDWARDS DR, HOLTS SUMMIT, MO 65043-2115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 000506/280 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 506/280 |
| Instrument | 202301736 |
| Name | MISSOURI CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 20, 2020 |
| Property Address | 490 EDWARDS DR, HOLTS SUMMIT, MO 65043-2115 |
| Document Number | 0202002910 |
| Book / Page | 21 |
| Instrument Date | May 13, 2020 |
| Instrument | 202002910 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202002911 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 202002911 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,635 (-) | $213,870 (-) | |
| 2024 | $2,533.00 (+0.08%) | $40,635 (-) | $213,870 (-) |
| 2023 | $2,531.00 (+1.16%) | $40,635 (+1.18%) | $213,870 (+1.18%) |
| 2022 | $2,502.00 (+163.37%) | $40,160 Land $4,750 Building $35,410 | |
| 2021 | $211,370 Land $25,000 Building $186,370 | ||
| 2015 | $950.00 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 25% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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