490 Edgebrook Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 490 Edgebrook Dr, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 1979
Lot Size	0.265 acres (11,560 sqft)
Owner	2 Individual Names on File
Last Sale	$425,500 (Jul 2019)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-06-456-003`

Property Details

APN / Parcel Number

Primary APN	`19-06-456-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,444 sqft
Gross Area	3,354 sqft
1st Floor Area	1,344 sqft
2nd Floor Area	1,100 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Wood
Lot Area	11,560 sqft (0.265 acres)
Lot Dimensions	128 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	490 EDGEBROOK DR
City	CRYSTAL LAKE
State	IL
Zip	60014-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0023342 LT 3 EDGEBROOK SUB
Legal Range	08E
Legal Township	43N
Legal Section	06
Legal Subdivision	EDGEBROOK
Legal Block	456
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2001
Census Tract	871201

Owner

490 Edgebrook Dr is owned by two individuals who bought it in July 2019.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 EDGEBROOK DR, CRYSTAL LAKE, IL 60014-5612
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jul 26, 2019	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Aug 4, 2016
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	490 EDGEBROOK DR, CRYSTAL LAKE, IL 60014-5612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039433
Date	Nov 18, 2019
Instrument	2019R0039433

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 26, 2019
Property Address	490 EDGEBROOK DR, CRYSTAL LAKE, IL 60014-5612
Document Number	0000023342
Instrument Date	Jul 25, 2019
Instrument	23342
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$638.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4500 LLOYDTOWN RD MEBANE NC 273028218, MEBANE, NC 27302-8218

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$120,581 Land $19,613 Building $100,968	$361,743 Land $58,839 Building $302,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Edgebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Edgebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Edgebrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures