490 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 490 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1975
Lot Size	5.13 acres (223,898 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2016)
Tax Bill	$3,911 (2023)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23329-072-1020`

Property Details

APN / Parcel Number

Primary APN	`R23329-072-1020`
Alternative APN	`727985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	1,185 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	223,898 sqft (5.13 acres)
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	152 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	846 sqft
Storage Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Electric

Location & Zoning

Account Number	727985
Street Address	490 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	20 WALLACE DC - BG NECR J
Legal Range	02
Legal Township	33
Legal Section	29
Legal Subdivision	BAYVIEW ESTATES 37
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	4
Census Block	4014
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	490 SILVER LAKE RD, OAK HARBOR, WA 98277-7814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	0004414334
Last Transfer Date	May 4, 2021
Transfer Doc	0004518180
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	May 4, 2021
Property Address	490 E SLEEPER RD, OAK HARBOR, WA 98277
Document Number	0004518180
Instrument Date	Apr 14, 2021
Instrument	4518180
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 SILVER LAKE RD, OAK HARBOR, WA 98277-7814

Mortgage

Document Number	0004518181
Date	May 4, 2021
Instrument	4518181

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$609,156 (+3.71%) Land $300,000 Building $309,156	$609,156 (+3.71%) Land $300,000 Building $309,156
2023	$3,911.00	$587,349 (+11.99%) Land $270,000 Building $317,349	$587,349 (+11.99%) Land $270,000 Building $317,349
2022		$524,461 Land $240,000 Building $284,461	$524,461 Land $240,000 Building $284,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2006–2022)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW ESTATES WATER COMPANY private · serves 227 people · EPA ID WA5304956
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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