Franklin County property record for 490 E Schrock Rd, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,292 sqft · built 1982 |
| Lot Size | 0.482 acres (21,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2023) |
| Tax Bill | $6,989 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-004999 |
| Primary APN | 080-004999 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 985 sqft |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Lot Area | 21,038 sqft (0.482 acres) |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 490 E SCHROCK RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHROCK ROAD H C HUBER PLAT 49 SEC 11 229.03'NL SE PT LOT 2518 |
| Legal Subdivision | HERBERT C HUBER PLAT 49 SEC 11 |
| Legal Lot Number | 2518 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 7193 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 LAKES AT CHESHIRE DR, DELAWARE, OH 43015-7149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit CME FCU |
| Oct 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Feb 12, 2001 · Amount on Record |
| Deed Document Number | 202310110106453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 490 E SCHROCK RD, WESTERVILLE, OH 43081-3425 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000118534 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202208160118534 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 490 E SCHROCK RD, WESTERVILLE, OH 43081-3425 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 490 E SCHROCK RD, WESTERVILLE, OH 43081-3425 |
| Document Number | 0000111035 |
|---|---|
| Date | Oct 23, 2024 |
| Instrument | 202410230111035 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Oct 11, 2023 |
| Property Address | 490 E SCHROCK RD, WESTERVILLE, OH 43081-3425 |
| Document Number | 0000106453 |
| Map Reference | MB 45 PG 96 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 202310110106453 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | MONARCH TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 LAKES AT CHESHIRE DR, DELAWARE, OH 43015-7149 |
| Document Number | 0000106454 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 202310110106454 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,989.00 (+14.71%) Homeowner's exemption | $122,990 (+12.27%) Land $33,250 Building $89,740 | |
| 2023 | $6,093.00 (-24.14%) Homeowner's exemption | $109,550 (-0.63%) Land $33,250 Building $76,300 | $351,400 (+11.56%) Land $95,000 Building $256,400 |
| 2022 | $8,032.00 Homeowner's exemption | $110,250 Land $52,500 Building $57,750 | |
| 2020 | $315,000 Land $150,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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