Westchester County and Yorktown Town property record for 490 E Main St, Jefferson Valley, NY 10535
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Sep 2013) |
| Tax Bill | $13,134 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555400 16.08-1-43 |
| Primary APN | 555400 16.08-1-43 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 22,651 sqft (0.52 acres) |
| Account Number | 0302000 |
|---|---|
| Street Address | 490 E MAIN ST |
| City | JEFFERSON VALLEY |
| State | NY |
| Zip | 10535-1201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | CC |
| Legal Subdivision | PROPERTY FOR MARY ROSE BAILEY |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | YORKTOWN |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 14806 |
490 E Main St, a residential property, is owned and occupied by two individuals who bought it in September 2013.
Source: Westchester County and Yorktown Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on File |
| Deed Sale | Sep 26, 2013 · Amount on File |
| Deed Document Number | 2013532523398 |
| Prior Transfer Date | Jan 23, 2008 |
| Prior Transfer Doc | 0480380041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Document Number | 0633003314 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 633003314 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Document Number | 0623123385 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 623123385 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 251 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Document Number | 0620843027 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 620843027 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 259 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 490 E MAIN ST, JEFFERSON VALLEY, NY 10535-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0610393324 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 610393324 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 272 Months |
| Due | Oct 1, 2043 |
The 2026 property tax bill for 490 E Main St was $13,134 with a homeowner's exemption, down 81.6% from the year before.
Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Yorktown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,134.00 (-81.63%) Homeowner's exemption | ||
| 2025 | $71,515.00 | $8,700 (-) Land $2,750 Building $5,950 | $543,750 (+10.63%) Land $171,875 Building $371,875 |
| 2024 | Homeowner's exemption | $8,700 (-) Land $2,750 Building $5,950 | $491,525 (-2.82%) Land $155,367 Building $336,158 |
| 2023 | $8,700 Land $2,750 Building $5,950 | $505,814 Land $159,884 Building $345,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 490 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1995–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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