490 E Lexington Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 490 E Lexington Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 3,056 sqft · built 1965
Lot Size	0.122 acres (5,298 sqft)
Owner	Company Name on File
Last Sale	$1,250,000 (May 2000)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488-232-17-00`

Property Details

APN / Parcel Number

Primary APN	`488-232-17-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	4 Units
Building Area	3,056 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Multi-Family
Lot Area	5,298 sqft (0.122 acres)

Location & Zoning

Street Address	490 E LEXINGTON AVE
City	EL CAJON
State	CA
Zip	92020-4631
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	BLK 6 LOT 8 (EX N 60 FT)E 70 FT OF LOT 7&E 70 FT OF TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	6
Legal Lot Number	8,7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	15802

Owner

490 E Lexington Ave, a residential property, is owned by a company that acquired it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	709 3RD AVE, CHULA VISTA, CA 91910-5803
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
May 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2000 · Amount on File
Deed Sale	May 17, 2000 · Amount on File
Prior Sale	Oct 4, 1989 · Amount on File
Deed Document Number	2000257245
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000345837
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 E LEXINGTON AVE, EL CAJON, CA 92020-4631
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 THIRD AVE, CHULA VISTA, CA 91910-5803

Mortgage

Document Number	0000047641
Date	Feb 1, 2022
Instrument	2022-0047641

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 E LEXINGTON AVE, EL CAJON, CA 92020-4631
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414236
Date	Oct 4, 2018
Instrument	2018-0414236

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2021
Property Address	490 E LEXINGTON AVE, EL CAJON, CA 92020-4631
Document Number	0000345837
Map Reference	MAP 1173
Instrument Date	Apr 27, 2021
Instrument	2021-0345837
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 3RD AVE, CHULA VISTA, CA 91910-5803

Tax Assessment & Valuation

The 2025 property tax bill for 490 E Lexington Ave was $3,419.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,002 (+2%) Land $101,889 Building $188,113
2025	$3,419.00	$284,317 Land $99,892 Building $184,425
2023	$3,348.00 (+1.61%)	$273,278 Land $96,014 Building $177,264
2022	$3,295.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 E Lexington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 490 E Lexington Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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